Banking used to be more of a service industry. No longer. There really is no personal service except for those who probably don’t need it. The big banks have turned banking into a cold and greedy machine. The machine is broken. It is time to break them up. We need to bring back banks that serve society. With all the problems plaguing our country, the banking problem can be fixed. The Wells Fargo disaster was a reminder that the time is now past due.