True Wealth Building is a Function of Time
Be patient. Be Consistent. Take Measured Risks. Limit Losses. Take Gains.
There you go. That is the formula for wealth creation.
If you are patient, and consistent in contributing small amounts of money, whenever possible, as much as possible, you will build great savings.
If you take those savings and invest them smartly, admitting when you are wrong, and not getting greedy when you are right. Then you will build great wealth.
Everyone wishes they had money, but no one holds on to the money they have. You have to start thinking about time as a function of wealth building, even more so than quantity. If you allow your account to grow, over time, and you consistently contribute, there is a fortune in wait.
Contribute small amounts, for a long time.