I’m constantly thinking about what I can do to give my children happier lives. Outside of reading them stories at night, helping them develop healthy habits, and making time for goofing around together, my money nerd brain often kicks in. I think about what financial habits I can teach my…

Only 33% of women feel optimistic or in charge of their money, compared to 44% of men. A full 31% of women report they’re barely surviving or keeping their head above water, while only 19% of men report similar feelings. As a result of 2020 market volatility, 56% of men…

It has become almost an anti-holiday: the day when most Americans are required to file their federal income tax return. Commonly known as Tax Day, this day traditionally falls on April 15. However, extenuating circumstances can cause Tax Day to be changed. For example, Tax Day was pushed back three…

One of the biggest financial roadblocks that many people face is trying to pay off debt while tackling other financial goals, like saving for retirement. The average adult in America has of debt, excluding mortgages. And 15% of Americans believe they’ll never be debt-free. Given these numbers, it’s more important…

One of the main goals of retirement planning is to construct a portfolio that will meet your income needs in retirement. Building this portfolio requires balancing the amount of risk you take in your portfolio with the need for long term growth. On the one hand, a retirement portfolio must…

Many of our clients want to know about retirement planning. They want to get a head start, and they want to know they’ll be comfortable in their golden years. If you’re in the same boat, here we’ll talk about how to navigate retirement planning by life stages.

Due to the massive number of job losses caused by the coronavirus pandemic, many Americans are now receiving unemployment benefits for the first time in their lives. Going through a job loss can be incredibly stressful, and taxes aren’t likely to be top of mind as you overcome financial hardship. …

Millions of Americans transitioned to remote work in 2020 because of the COVID-19 pandemic. And for many, it’s not going to end anytime soon. A survey of 317 chief executives found that at least intend to maintain some remote after the pandemic. A recent survey by Personal Capital and Kiplinger’s…

We both had different ideas around what we wanted to do with some extra cash coming into our lives. After paying off the mortgage early, we had around $30,000 per year available to us. I wanted to continue and that money so that I could transition myself out of a…