#MeetAPiggyVestSaver: Joseph

Joseph

There are essentially two strategies for boosting your savings and investments: Increase your income and cut your spending.

Whether you’re a young adult ready to start saving for retirement, a 50-something ready to pay off your debts or you’re just living on a fixed income, these two things are super essential.

PiggyVest aims to help you do that while guiding you through the process!

Every month, we shine a spotlight on one saver, asking them questions about their savings and investment culture and how the product is specifically helping them shape how they spend and save for future responsibilities.

So, here we go. Meet Joseph.

What do you do?

I’m a Mechanical Engineer.

When did you start saving on PiggyVest?

I started saving with PiggyVest sometime in August 2018.

Apart from savings, do you also invest and in what?

Other than my current savings, I also dabble in Treasury Bills, Money Market and Real Estate.

What do you spend most of your income on?

The larger portion of my income is spent investing.

What would you like to stop spending money on?

Not sure, I think I spend wisely.

If money wasn’t a concern, what would you be doing?

I’d probably be a Robotics Engineer.

Do you enjoy travelling and where is your dream vacation destination?

I enjoy travelling, not sure I have a dream vacation destination, but I like visiting different countries. I would like to visit every continent.

Within your savings period, have you ever been tempted to withdraw, if yes how many times?

Yes, once. I did not have any other money, so I had to take out of my saved funds.

What PiggyVest feature is your favorite?

Daily Autosave and Target savings

How do you budget your income?

This is tricky. I don’t really make a budget, but I try to invest about 50% of my income — dependent on the month. Some months, I only get to pay the regular bills, other months there are family bills as well. One thing that helps is having investment that demands most of my income, so now, I am constrained to meet my both expenses and investment.

Has PiggyVest helped you save?

Yes, now I have both savings and investment.

There it is guys. You too can begin to use your PiggyVest account to fulfill all your savings needs! Remember you can start with as low as N100/daily; and pick your own flexible investment options!

Go to www.piggyvest.com now to get started.

Thanks for reading!

The PiggyVest Team