Start investing early!

“An investor age 21 who invests $5,000 and earns 6% per year will have $64,927 by age 65. Another investor age 50 investing that same $5,000 and earning that same 6% will only have $11,983 by age 65. The initial investment and rate of return is the same, so the difference is due to investing early, thereby allowing for significant compounding of the investment. And, of course, time is something that can never be recovered.” -Nick Murray