I’ve been waiting for this! I missed last month because I was out of town, but last month was the best yet because we paid off our student loans! The lack of student loans has us feeling really flush — it’s amazing what an extra $450/month can do.
Debt
Student Loans
December: $6726
January: ~$6300
February: $5876
March: 0!!!!!
We cashed in stock from my husband’s employee stock purchasing plan, and are now debt free aside from our house :)
Savings
Car down payment — goal $6000
February: $4250
March: $4500
April: $4750
$250/month. We haven’t increased the monthly amount, but we’re likely going to buy a car within the next few weeks and are planning to put 10K down on it using money from this account as well as the stock we sold. This means we won’t be debt free for long (car will be about 20K), but we’re planning on paying it off pretty quickly.
Emergency Fund — goal $6400
December: $3600
January: $3700
February: $4142
April: $4342
$100/month. No concrete goal on finishing this, but we’ll add extra to it every once in a while. Might top this up or accelerate it based on extra room in the budget.
General Travel — Goal $infinity
December: $98
January: $266
February: $ -2746
April: $850
$200/month + extra when we have it. We topped off the account with left over money from our Japan fund, and we’ll be spending some of this on a trip to Nashville for a friend’s wedding next month.