I call it as interpretation + perception + point view = experience taken by individual. But that’s not ultimate truth. Since there is no concept called as ultimate truth except in mathematics. Especially when addition, deletion, multiplication and dividing symbols are used with inputs for the results. Rest all is perception + experience taken by each individual in his/her own life. And that perception + experience is truth for his/her life. But that perception + experience can not become universal truth for countless living people on planet. And that’s my point view based on my perception. And my perception is based on my experience taken in India and with Indians.