Having the “S” talk with your parents when you’re in your 30s

It was a beautiful moment when I told my parents that there were going to become grandparents. I don’t remember the last time I have seen so much joy in my parents’ faces than when they are playing with my kids. But as our parents get older many of us have yet to have the “Senior Talk” with them. The talk where you ask them how they want to live out their twilight years. Such as whether they are comfortable living in a senior home if necessary or at what point they want their DNR implemented.

Thinking and talking about these issues simply SUCK. But trust me on this, it is better to plan for these situations then face them as it happens. The senior care industry is complicated and difficult. There is no silver bullet that can help. Medicare is not the answer to everything as it only applies to medical needs and only pays a portion depending on services needed. Or understanding the difference between home care versus home health care services. One word difference between the two, but different services and only one is covered by Medicare.

I have seen far too many instances where families struggle to make decisions on what to do when time is of the essence. So sit down and have the talk with your parents so you don’t have to struggle with making decisions during times of crisis. To borrow a quote from Jeff Huber, President of Home Instead Senior Care, “You have 9 months to prepare for the birth of a child, but it feels like you have 9 seconds to prepare for a crisis with your senior loved one.”

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