Chintai RWA Tokenization Platform Design Overview
Goals and Capabilities
@ChintaiNetwork has the most comprehensive, licensed, compliant, convenient and cost-effective blockchain platform available today for tokenizing, issuing, distributing and trading of Real World Assets (#RWA). The platform is designed to achieve two primary goals:
- Modernize traditional financial markets (TradFi) for asset managers, banks and other institutions, bringing RWA to market quickly, compliantly and more economically than any other approach
- Democratize and ultimately decentralize (DeFi) RWA investor access to traditionally private, illiquid investments, bringing all assets to investor fingertips, trading every asset class from securities to crypto, investing in pre-IPO securities, staking rewards, AMM liquidity yield, air drops, crypto bridges to multiple blockchain communities, and fiat ramps to multiple banking institutions
The platform fully integrates on-chain five essential capabilities:
- Token Issuance: Streamlined token configuration and dynamic issuance for virtually any asset class including securities — equity, bonds, funds, real estate, carbon credits — at significantly reduced cost throughout the asset life cycle.
- Secondary Listing: Expanded token distribution and investor access to a growing secondary market and issuer network, accelerated by client-branded white labeling.
- High-Performance Trading: Fully on-chain order management with instant settlement and no gas fees. Innovative Automated Market Makers (AMM) with instant liquidity and price discovery for investors.
- Asset Management: Robust cap-table management system. Secure miltary-grade custody. Tiered security for user profile, risk assessment and management. On-chain KYC onboarding with real-time AML/CFT monitoring enables walled garden compliance for all network participants and their activities.
- Automated Compliance: Proprietary Sentinel automatic 24/7 transaction monitoring and reporting integrated into all issuance and secondary market functions, fully on-chain with automated compliance controls enforced in real-time, updated dynamically as regulators add or change rules in a given jurisdiction. Reduction of 50–70% in administrative overhead with automated transaction monitoring and reporting.
Walled Gardens in Singapore & British Virgin Islands
To maintain compliance with Singapore regulations, Chintai’s blockchain operates smart contracts running within two walled gardens: Chintai Singapore hosts regulated RWA issuance and trading, assets classified as securities; all other non-security assets are handled by Chintai Nexus, a subsidiary located in British Virgin Islands (BVI).
Chintai is licensed by the Monetary Authority of Singapore (MAS) to issue and trade securities. Accredited Chintai investors have access to RWA regulated by MAS using traditional fiat for liquidity; a MAS custodial extension to the existing CMS license is pending. Global Economy scored Singapore as the highest-quality regulator in 2022. United States broker-dealer and ATS licensure is now in place through RWA white label tokenization partnerships with Baird Augustine and Allo.xyz. All other non-security RWA is handled in BVI.
Comprehensive Design
At its core, the platform entirely operates on its own one-stop regulated, licensed and fully compliant L1 permissioned Antelope blockchain for RWA tokenization, trading and custody. The blockchain has been customized for compliant RWA issuance and trading. Investors access a fiat ramp to banking funds. Chintai’s design is based on a multi-chain architecture. Its Fireblocks-based bridge allows many-to-many token transfers between several public blockchains (BTC, ETH, BSC, SOL, EOS), providing flexible access to public blockchain liquidity. For public auditing purposes the platform writes block hashes to the EOS blockchain. Everything runs on-chain — issuance, trading and automated compliance — with sub-second finality, very low transaction cost, no L2 dependencies, no other external points of failure, no added slowness or added cost executing transactions elsewhere off-chain. No other RWA platform operates as reliably at scale, nor at such a low operating cost.
Any asset class can be tokenized and subsequently traded, including funds, bonds, real-estate, carbon credits and much more (think: Coinbase). Chintai’s also provides extensive white label services so business partners can onboard customers, dynamically issue and trade RWA using their own branded websites (think: Shopify).
The diagram below depicts the platform’s major components, user roles, accounts and activity flows.
Major Components
In blue, Chintai Singapore supports institutional RWA issuance and accredited investor trading of security tokens; using Chintai white label services, institutional partners can elect to operate their own branded websites to onboarding customers, issue and trade RWA.
In green, Chintai Nexus operates in British Virgin Islands and supports partner RWA issuance and retail investor trading of non-security tokens; using Chintai white label services, partners also operate their own branded websites to issue and trade RWA; liquidity providers can stake CHEX in liquidity and resource pools for yield.
In gray/red, Chintai Sentinel monitors all issuance and trading activity 7/24, applying automated regulatory compliance enforcement and reporting on-chain.
In gray/yellow, Chintai’s bridge (built on Fireblocks) supports RWA custody and cryptocurrency bridging between other blockchains and exchanges. Chintai also supports fiat ramps to banks for access to traditional liquidity.
In gray/black is the heart of the platform that supports all activity: Chintai’s permissioned L1 blockchain. The blockchain writes block hashes to the EOS public blockchain for audit trace purposes.
In white, Chintai’s bridge offers access to decentralized liquidity in several external, public blockchains, including BTC, ETH, BSC, SOL and EOS.
Roles
In blue, partners issue regulated RWA security tokens with Chintai Signapore. Accredited, expert and institutional investors can trade and build their RWA portfolios with regulated RWA security tokens.
In green, partners issue RWA non-security tokens with Chintai Nexus (BVI). Retail investors can trade and build their RWA portfolios with RWA non-security tokens.
In purple, liquidity providers can stake CHEX in liquidity and resource pools for yield.
In yellow, traditional banks provide access to liquidity over Chintai’s fiat ramp.
In red, regulators in Singapore and BVI receive reporting information, including suspicious trading activity detected by Chintai Sentinal.
Account Types
Chintai supports varying levels of identity credentials; greater access is enabled as more credentials are provided. Accounts registered without providing KYC have limited access to functionality, restricted to providing CHEX liquidity in staking pools; accounts that perform KYC have increased access to more functionality, including trading of some non-security RWA; accounts that provide accredited, expert or institutional credentials have wide access, including trading RWA security tokens.
One Chain, Everything Entirely On-Chain
It is important to emphasize Chintai’s comprehensive RWA platform operates entirely on a single permissioned blockchain to ensure maximum security, performance, reliability and regulatory compliance. Moreover, the entire lifecycle of every asset exists on-chain, from issuance and subsequent trading through maturity. Alternative platforms using partial-chain or multi-chain designs (often with L2 dependencies) are inherently flawed:
If the entire RWA lifecycle isn’t entirely on-chain there is no reason to use a blockchain in the first place
What is Chintai Nexus?
The Nexus website represents Chintai’s commitment to democratizing investor access to traditionally private, illiquid investments, expanding RWA access to retail investors more than ever before. Accredited, expert, institutional and retail investors can evaluate and trade RWA to diversify their investment portfolios. Liquidity providers can stake CHEX in liquidity and resource pools for yield.
Nexus also fulfills the longstanding need for a gateway between decentralized (DeFi) and traditional financial (TradFi) platforms, ramping fiat currencies and bridging cryptocurrency liquidity between several blockchain protocols (BTC, ETH, SOL, BSC, EOS) and exchanges.
As reported in The Tokenizer, a phased launch of Chintai Nexus began on January 31st, 2024. CHEX and AMM staking features in Nexus are also targeted to appear in 2024, a milestone when the entire Chintai RWA tokenization/trading platform will be fully engaged in its mission to transform traditional capital markets.
Ultimately, every account holder will make Nexus their primary, permanent investment platform, either directly in Nexus or indirectly through white labeled client websites, investing and trading multiple RWA asset classes including crypto, with access to pre-IPO security tokens like SpaceX and OpenAI, bridging CHEX between multiple blockchains and ramping fiat to several banking institutions — long term investors managing their assets through bull and bear markets.
More About Chintai
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