Chintai’s Fractional RWA Platform

Real World Asset Tokenization
4 min readDec 9, 2023

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Are you a big shot real-estate mogul? Perhaps you run a Real-Estate Investment Trust (REIT)? Didn’t think so. Guess there’s not much chance to directly invest in this swank private development, a boujee commercial real-estate office complex located in a hot market someplace exotic:

Traditionally, only institutions gain access and subsequently rake in all that lucrative rental income, along with exorbitant ongoing maintenance fees.

Wait, what if you and thousands more investors like yourself could invest in a small portion of that same development? Instead of the usual institutional path, what if this commercial project is financed using fractional Real World Asset (#RWA) token issuance? The development is financed by thousands of fractional investments made by investors — thousands of RWA token holders — tokens that represent a portion of a specific asset of their choosing.

We are not talking about indirect investing in a traditional REIT, where you pay high fees for a roster of “experienced managers” to oversee many real-estate properties not of your choosing — perhaps no properties at all, but the financing (debt) thereof. No, we are talking about participating directly in specific, fractional RWA investments of our choosing.

That is the fundamental concept behind fractional RWA. By enabling greater access to far larger pools of investors, fractional RWA introduces entirely new markets to explore, new opportunities for investors normally excluded due to high minimum investment and other hurdles.

Everyone involved benefits.

The Chintai Blockchain Platform

Driven by client requirements that place fractional Real World Assets on center stage, @ChintaiNetwork has built a comprehensive one-stop regulatory-compliant platform for tokenization and trading of RWA. Any asset class can be tokenized and subsequently traded, including equities, bonds, carbon credits and fractional assets like the focus of this article: real-estate.

Moreover, Chintai business partners are standing-up their own branded, full-featured portals for dynamic RWA issuance and trading using Chintai’s extensive white label services (think: Shopify). For example, consider DNZ Venture Global, who built a web portal using Chintai white label technology to issue and trade several regulated assets, including real-estate, carbon credits, equities and debt assets (mortgage loans):

As the platform expands its reach, several hundred Chintai client portals will be dynamically issuing RWA, each subsequently trading their basket of tokens on Chintai’s exchange, everything running on-chain, continuously monitoring and applying regulatory compliance rules against every transaction, handling all asset-specific lifecycle operations — for example, equity tokens have voting rights, pay dividends and can split, bond tokens have coupon payments and default criteria, and fractional real-estate tokens have payment schedules for collected rent and other fees.

Chintai’s fully compliant platform allows businesses to accelerate going to market — a new RWA market — with a diverse range of products tailored for their customers. Investors can trade RWA using a low-friction, secure platform that increases their control over asset selection, broadening their portfolios with assets hitherto unavailable.

More About Chintai

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@ChintaiNetwork

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