Spencer MurrayHow to Maximize Your Purchase PriceHeed some advice on how to best set yourself up to maximize the mortgage and purchase price you are able to afford as a buyer!Apr 10, 2018Apr 10, 2018
Spencer MurrayLet’s talk paperwork.Why is there so much paperwork needed for my Mortgage Application?!?!Apr 10, 2018Apr 10, 2018
Spencer MurrayWhy get a mortgage pre-approval?I’ll tell ya why! I’ve had many people ask why they should get a mortgage pre-qualification or pre-approval BEFORE starting the search for…Feb 5, 2018Feb 5, 2018
Spencer MurrayThere’s more to it than just a Credit Score!There is more to just a number when it comes to your credit score. With regards to mortgages, lenders will not only consider the score…Feb 5, 2018Feb 5, 2018
Spencer MurrayWhat to Expect When Purchasing a Home!Check out my infographic on what to expect when purchasing your new home!Feb 5, 2018Feb 5, 2018
Spencer MurrayNew Mortgage Rules: For Better or For Worse?Given the recent introductions of new rules proposed by the government — I am compelled to write a post on how these changes are going to…Oct 24, 2017Oct 24, 2017
Spencer MurrayBuyer Beware — Purchasing a Home in an Inflated Housing MarketAs the real estate market begins to cool down after an intense first half of 2017, here are a few points to consider when it comes to…Jul 21, 2017Jul 21, 2017
Spencer MurrayHere’s A Mortgage Need to Know! Variable vs. Fixed Mortgage RatesWhen it comes to mortgages, one of the most important conversations I have to have with my clients is whether to choose between a variable…May 29, 2017May 29, 2017
Spencer MurrayWhat is Title Insurance?Title insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home OR from problems…May 25, 2017May 25, 2017
Spencer MurrayPurchase Plus ImprovementsDoes the home you are purchasing require upgrades or renovations? Will a new roof, central air, a new furnace, upgrades to the electrical…May 25, 2017May 25, 2017