Has anyone negotiated the sale price of a house?

If you have the option of negotiating a few thousand off of the selling price rather than getting the same amount of cash back for closing costs, that could save you more money in the long run. In my state, anyway, property taxes are determined by a percentage of the property valuation, and the state’s valuation will start at the purchase price and go up every year.

Of course, that only works if you are able to have enough cash on hand for the closing costs without destroying your emergency fund, since the mortgage won’t cover it…

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