Perfect Credit Score Secrets.

People always ask “How can I get a perfect credit score?” The truth is, credit scores above 760 will get you the very best loan rates. If consumers credit scores make it above 800 the only possible benefit is a slightly better home and auto insurance rates. What is the formula for a perfect credit score? I’ve seen a few perfect credit scores and I have seen a few that we’re almost perfect. The ones that are close to perfect credit tell a very interesting story. Here are the 7 steps to the perfect 850 credit score;

1. The number one most important thing is no late dates ever. Never late on any account and no collections. Also you can not have any current accounts that are marked “was 30–60–90 day late now current” All accounts need to have 100% perfect payment history.
2. Consumers need at least one bank credit card that is thirty years old or older. A thirty year old history with no late dates ever on that account. That is a key anchor for a perfect FICO(r) credit score. Click here for more