Why are consumers so confused about credit scores? Why is my credit score different when a lender pulls it compared to what I just bought online?
Credit Scoring leader FICO(r) has over fifty different versions of scores with many different ranges. On top of that, the repositories created their own credit score called Vantage(r). Vantage Scores have a different range for each version of their score. This is part of my continuing education class I did for MSHDA at their annual Building Michigan Communities Conference. We pick up the presentation when I am explaining why the repositories decided to team up and create a competitor to FICO.

https://youtu.be/WAIw_qA9iQY