Free Coffees thanks to DeFi — Using the Monolith Card & DeFi to never pay for a coffee again
Free Coffees thanks to DeFi — Using the Monolith Card & DeFi to never pay for a coffee again

Overview of the passive income-earning opportunities enabled by decentralised finance

Sometimes, it feels like the world of money is upside down: while the returns offered by banks keeps getting lower (if not negative!), innovative techs enabled the emergence of an alternative financial system that is already delivering incredible value.

To put it short: Ethereum created money on steroids while regular finance simply fails at delivering anything else than surface-level innovations.

While the money you have sitting at the bank has barely seen a one-digit interest rate for years, the yearly return enabled by decentralised finance frequently prints 2 digits.


Photo by Agnieszka Kowalczyk

From its very early days, the blockchain industry was a world for geeks. It really made sense at first: I think it was a conjunction of two main factors. First, technical profiles were already deeply involved in promoting the values (autonomy, privacy, trustless cooperation) that blockchains can deliver. Moreover, at the humble beginnings, the roadblocks were technical ones involving “hard science” fields: mathematics, cryptography, game theory, etc.

However, as the blockchains developed (Bitcoin is 10 years old!), the people involved did not get any more diverse. Right now everybody is so focused on the tech that the whole industry has…

Deep Work, a book published by Cal Newport in 2016 was highly impactful. While Cal’s writing did not bring anything new to the table, it put the spotlight on an idea that was rarely mentioned outside the psychology circles: the “flow” (also known as “being in the zone”).

“The Deep Work Hypothesis: The ability to perform deep work is becoming increasingly rare, and at the same time it is becoming increasingly valuable in our economy. … the few who cultivate this skill, and then make it the core of their working life, will thrive.”

Deep Work p.14

Developers took…

The attention economy is the idea that we’re switching to or already exploring a new economic paradigm where the individuals’ attention is the limiting factor. Goods and content became more accessible and cheaper to produce, but they are now facing a demand wall: attention is a scarce resource — a person has only so much of it.

Our mental capabilities are limited and therefore so is the receptiveness of information. With the multiplication and the diversification of content (books, videos, blog posts, social media, etc.), we observe a paradigm shift.

Ever scrolled through Facebook for hours despite having other things to do? Or went through a sign up process, clicking “Next”, “Ok”, “Get Started” buttons without reading anything else? Or maybe you’ve been using an app every day for years without knowing anything about its privacy policy? Don’t worry, there is a whole science created to make sure you don’t feel bad or even question this, it bears a name and it’s discussed publicly: dark patterns.

Dark design practices are very diverse in nature, but they all share a common attribute: nudging the users to accept, do, or share something…

Can the telecom industry benefit from blockchains and decentralized ledger technologies?

The blockchain and other distributed ledger technologies are set to revolutionize many industries. While the technical component themselves are nothing new, the blockchain mixes them up in a previously unexplored layout that enables many new use cases. Essentially, blockchains are a new kind of live and self-updating databases exploring new models of governance.

Before we dive into blockchains applied to the telco industry, let’s address some of the most critical dimensions of blockchains. …

When you talk about cryptocurrencies with people unfamiliar with it, the question of volatility is among the first to pop up. Quite often, it’s a low effort way to dismiss the whole world of cryptocurrencies and recent progress made with decentralization. Volatility does not affect all cryptocurrencies: some of them are made to be stable (price wise) — we call them the “stablecoins.”

Lire cet article en francais, sa langue originale.

Before we get to that point, let’s state some necessary facts to understand this article:

  1. Cryptocurrencies are much more than just the Bitcoin. There are more than 1500 tokens…

“Non-fungibles” — don’t let yourself be fooled by the mushroom-evoking name, fungibility is an old concept that is finding a second wind nowadays. It’s mostly about collectibles and video games for now, but it will soon outgrow these industries. Indeed, the potential of non-fungibles tokens is much more significant than this: from official documents to titles of ownership, their use cases are diverse and numerous.

Lire cet article en Français, sa langue originale.

Let’s start by establishing the basics about non-fungible tokens (NFTs from now on) thanks to Pokémon cards before we dive into their potential use cases and the…

In 2018, respecting your users’ privacy should be easy, right? After the revelations made by Snowden about the NSA practices and all other that followed, web hosting providers and other services changed their practices, right? That’s what we thought — and the illusion didn’t last for long. Today we take you on a little data tour: who’s collecting them, how, and for what?

Lire cet article en français, sa langue originale.


You might know it; else we recommend you to read the manifesto — we recently launched a publication, EcoCrypto, that respects its users and their attention.

Regarding their attention…

Brice Berdah

Community @Monolith | FR/EN | Enthralled by decentralised finance & playing my part to bring it to mainstream My content lives here 👉

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