What’s Your Biggest Money Mistake?
Nicole Dieker

My biggest money mistake was not refinancing my student loans sooner, partly out of ignorance and partly because my accounts were in my mom’s name and I was giving her cash to pay them every month (so I wasn’t even getting the tax write off on the interest). I was paying 9–10% interest on my loans! I finally wrested control of the accounts after being out of school for 5 years. If I had refinanced a couple years sooner, I would’ve saved so much money and wouldn’t have $40k of principal left at this stage of the game. Ugh.

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