The Future of Drones Depends on Insurance

Is short term hourly insurance or long-term telematics or even lay-up the better solution?

Complete and comprehensive UAS Insurance coverage has actually been 
 available for more than five years. Allianz even has a complete program
 in place at

The coverage is affordable, worldwide, all risk coverage for all uses. 
 It includes privacy coverage, war risk, terrorism, CGL and also covers 
 the hull for physical damage 24 hours a day anywhere in the world.

In reality, it often costs less than $2.00 per actual flight hour and about $.09 per clock our anywhere in the world and still covers for fire legal if the battery has problems, products liability for the sale of the aircraft, business CGL including premises liability and if full coverage is carried, theft or ground losses of the aircraft when not in flight 24 hours a day 365 days a year. All for about +/- $1.00 to $2.00 per flight hour. Charging $10.00 to $20.00 per clock (not flight) hour with limited coverage and territory could actually be considered predatory by some insurance regulators.

Liability limits from $500,000 to $500,000,000 and hull physical damage limits to $10,000,000 are readily available. We currently insure fleets of more than 300 drones per fleet and have some fleets with liability limits exceeding $100,000,000 and hull values in excess of $1,200,000.

It’s also easy to get. A complete end-to-end solution is online at and once placed, allows for 24/7/365 Customer Portal Access to change limits, add or delete coverage and issue certificates at

You can find out more at: or the see the coverage descriptions at

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