Affordable Doctor Visits are Here.

The prepayment strategies are being rolled out by hospitals across the country because the financial equation has changed so much for patients — even the insured ones.

Patients who can’t afford care, most often times than not delay procedures, don’t follow advice on prescription drugs, which lead to more expensive procedures down the road because they’ve waited.

“A well informed patient is more likely to meet their obligations,” he said. “It’s just good patient relations and it helps to minimize bad debt.” — Brian Sanderson, managing principal of Crowe Horwath’s healthcare services group. Sanderson states that communicating with patients and providing longer repayment options is a good strategy since hospital margins have shrunk, thanks to growing unpaid medical bills from consumers.

Although, what if you could control your medical expenses by knowing the cost of care up front — and use insurance only if it were absolutely necessary? That’s why UMA was created. UMA is growing rapidly on the east coast and connecting patients to affordable care each and every day. It’s basically like having doctors on demand — complete transparency; you know the cost, distance and availability of doctors in your neighborhood.

“I found UMA and I broke down in tears — I’ve been so scared to see a doctor because I feared for the cost!” — Valerie, NY

More and more patients are searching online for a doctor. It was just a matter of time before technology could transform the way we look at healthcare. Healthcare and health insurance are two different things, and now it’s truly revealing itself.

“People are more likely to pay a bank than a hospital,” said Mark Huebner, director of Health Services Financing at Commerce Bank, which offers its line of credit at more than 200 hospitals.

UMA Health is just that. With UMA’s payment portal — patients are able to pay online to confirm their visit, select an appointment time, and view ratings of doctors in their area. Patients don’t have to worry about surprise bills to arrive later in the mail. Patients are paying for what they can afford and/or manage.

Patients don’t really know what they’re paying using their insurance either which way you look at it. “We’ve seen that many patients are unaware of the increases in their deductibles,” said CFO Chad Eckes. Wake Forest now asks for payment before non-emergency services are provided but also offers zero interest, longer repayment options.

“It’s a challenging position,” he said. “It’s a discussion no one wants to be in, and none of us enjoy.” Well, CFO Chad Eckes, UMA is the solution.

UMA Health is bringing affordable healthcare to the masses. Join the revolution — share this article today with a friend of family member. No one should go without healthcare because they can’t afford it.

PS: This post was originally published on, a site that connects cash-paying patients to doctors of all specialties — a platform where people can shop for health care just like they shop for anything else, and bypass using their insurance.