I’ve met dozens of so-called experts in economics and to be honest they don’t understand anything about money. The only one that does is the one who create money, e.g. central bankers and the earliest pioneer is John Law.
As John Law discovered money can be created out of thin air, it is just the trust make it valuable, it is only about the trust, thus a psychological thing
That’s why in an unstable political environment people tends to trust gold, while in a stable period they just trust whatever money their government throws at them
And your opening paragraph is wrong, it is Roger ver and a group of devs and scientists promote the original bitcoin design while a small fraction of core devs want to change bitcoin into a bank-like system