I may have to read this book because I am deeply, deeply curious about the reasoning behind why I…
Just_MM
11

I haven’t read the book, but I don’t think the 15x has to be in “cash”? Nicole says liquid investments count — so a brokerage account counts, because you can access the money if you need it, but an IRA / 401(k) doesn’t, because there are penalties for taking money out early.

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