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The connected world is rapidly changing, and mobile network operators (MNOs) are looking for ways to capitalize on the coming arrival of 5G and the explosion of the Internet of Things (IoT) to open up new B2B and B2C revenue opportunities.

And many of those opportunities will center around the growing fields of driver safety and automotive insurance. But what will these new revenue opportunities look like, and what will MNOs need to do to prepare to make them viable business prospects?

Of course, while B2C opportunities are important, mobile network operators (MNOs) will find larger revenue streams in B2B. …


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Where the rubber meets the road for insurance companies and customers is payday. That is, how much does coverage cost, and how is it calculated? And, are these auto insurance models, whether traditional, Pay As You Drive, or Pay How You Drive, fair?

The traditional insurance payment model has remained largely unchanged for years. You enter your information, you get a yearly rate. But today, new automobile insurance payment models are changing how drivers (and fleets) get their rates, and how they pay insurers.

So, which are the fairest to fleets, and which pose the greatest risk to insurers?

Let’s take a look! …


On December 18, we invited our twenty-three #FundMyStreets finalists to make 30-second videos to support their traffic safety proposals — and their work has been phenomenal. Our finalists have worked so hard and will continue to do so through January 13 — the last day to garner retweets!

Our finalists have done their part — now it’s time for you to do yours and cast your vote! If you had up to $50K to give away to improve road safety, which road safety initiatives would you pick? Retweet your support for as many as you’d like — our finalists and their communities will be sure to thank you!

GW Transformation Department, Colorado


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The telecom landscape is shifting, thanks in no small part to the Internet of Things (IoT). Not too long ago, business models for mobile network operators (MNOs) were simple. Pricing for phone plans revolved around “minutes” and messages used. Remember those days?

Not much has changed. Even amidst the rise of mobile and IoT, revenues for MNOs are still almost completely reliant on data plans. The million dollar question: can the IoT boom help MNOs unlock revenue streams beyond data plans?

Let’s take a look.

Where is IoT Innovating? The Connected Car.

So far, IoT has picked up steam in wearable tech, the connected home, and the connected car. …


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The world is getting smarter. Usage-based insurance (UBI) and insurance telematics is getting brainier as well.

Both insurers and customers are finding smarter ways to buy and sell insurance. And it’s all thanks to the rise of insurance telematics.

As discussed before, telematics is real-time data measured across vast distances. For the insurance industry, this telematics presents better optics into driving habits. But there are several different ways insurers can reach that goal. With the prevalence of different UBI products, each model offers certain use cases.

Let’s take a look at some of the most prevalent, and their advantages and drawbacks. …


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The way we understand our roads is rapidly changing. Thanks to new breakthroughs in personal mobility, the role of the traditional car, and the traditional insurance model, is shifting. Bike shares, electric scooters, ride-hailing apps, and autonomous vehicles are claiming more space on our roads than ever before.

But what does that mean for insurance companies? Fewer vehicles on the road mean fewer policies for insurers to write. And narrower profit margins for the industry at large.

So, what trends threaten the traditional insurance model the most, and what will insurers need to consider to stay competitive?

Let’s take a look! …


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The commercial auto insurance industry is shifting. And how it underwrites, prices, and sells fleet insurance is creating new profitability challenges.

Commercial Auto Insurance Profits

As Andrea Wells writes in Insurance Journal, modern cars continue to rack up more miles, and distracted drivers account for more of those miles, so “moving commercial auto insurance to a profitable place has not gotten any easier.”

Those aren’t the only headwinds. Insurers have reported net losses in commercial auto insurance underwriting each and every year since 2011. …


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Gamification has been around for nearly ten years. But with few able to do it well, adoption has lagged behind for driver coaching. Its left many fleet managers wondering if it’s a key factor for 2019.

Let’s take a look at some of the key considerations.

The Benefits of Gamification

According to Wikipedia, gamification “employs game design elements to improve user engagement, organizational productivity, flow, learning, and employee recruitment and evaluation.”

Basically, gamification turns something boring and burdensome — like, say, driver behavior evaluation — into something fun, competitive, and self-improving. …


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Distracted driving is 100 times worse than official estimates. This unsafe driving is rampant around US schools, meaning it’s in everyone’s backyard. So it’s no surprise that there’s been a recent spike in school zone road fatalities.

It sounds grim, but the good news is you can do something about it.

Today, we’re proud to announce #FundMyStreets. It’s a new initiative awarding $50,000 to fund improve traffic safety around schools.


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It’s 3 PM at Zendrive, and everyone in the office is hunching — not over laptops or piles of notes, but steaming cups of spicy chai. Every day in a matter of minutes, Megha Jindal, our Customer Success Manager, whips up a pot for the entire office. It’s one of the many ways she blends her Indian heritage with her American way of life. But life for this chai master was not always easy. Feeling at home in America was a journey six years in the making.

In India, Megha completed her undergraduate and masters degree in Organizational Development. Friends and family feared it would be impossible to find a job in that industry, but Megha proved them wrong. When recruiters from Bahrain visited her University, she asked about OD vacancies. …

About

Zendrive

Improving Driving for Everyone with Better Data and Analytics

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