Bharat Bhushan
Business Technology | Banking and Financial Markets Industry Lead @IBM | Innovation | My Tweets = My Opinions.
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A New Era of Banking has begun
A decade or two from today, we might look back at the 13th January 2018 as a date of historical significance for financial institutions across Europe. Payment Services Directive 2 (PSD2) is in effect from today. Also, the UK Open Banking is in force for the top 9 banks…
Creating Competitive Differentiation in the Digital Era
Over 60 years the Information Technology (IT) industry has transformed organisations by automating tasks. Starting with simple mathematical operations, IT has now evolved to highly complex algorithms that, for example, can compute and…
3 reasons why PSD2 will not revolutionise financial services
Since its announcement in 2015, European Union’s Payment Services Directive 2 (PSD2) has become the most debated and discussed topic at conferences and board-rooms around the world — well beyond the boundaries of the European…