Needless to say, I did not buy-and-hold. Here’s an account of a few mistakes I made that whittled away around $9 million trying to beat the market. One important distinction to make before we get started … These are not the usual missed opportunities that we all experience (e.g. “Oh man, I knew buying bitcoing in 2010 was a good idea. I messed up bigtime!). These were active trading missteps — a decision between do something (make a ‘clever’ trade) vs do nothing (hodl).