“Financial Freedom is available to those who learn about it and work for it.”~Robert Kiyosaki

Everyone dreams of financial independence and aims for a better life. I have learnt this from every client that I have worked with; they are constantly looking at ways to upgrade their lifestyle. They want to sell their current HDB to move into a condominium where they can enjoy a better lifestyle with their families. When they ask me, I always encourage them to pursue their goal and think better and bigger. But at the same time, I also tell them that it is important…


Condominiums, like most good things in life, come with a hefty price tag. Regardless of its shrinking sizes and roaring prices, condos in Singapore are in high demand. Young couples usually go for HBD flats and once they complete the Minimum Occupation Period (MOP), they upgrade to condos. If you are a first-time buyer, there are a few things that you must absolutely know to make the right decision.

Condo buying guide for Singapore market

1. Know the law and the market

Before you begin to look for options, it is important to understand the law of the land and…


Condominiums, like most good things in life, come with a hefty price tag. Regardless of its shrinking sizes and roaring prices, condos in Singapore are in high demand. Young couples usually go for HBD flats and once they complete the Minimum Occupation Period (MOP), they upgrade to condos. If you are a first-time buyer, there are a few things that you must absolutely know to make the right decision.

Condo buying guide for Singapore market

1. Know the law and the market

Before you begin to look for options, it is important to understand the law of the land and…


Singapore HDB

Resale prices of Housing and Development Board (HDB) flats in July slipped 1.6% YoY and 0.3% MoM. There has been an overall price decline of 13.6% to date, since the price peak in April 2013.

HDB 3 rooms and HDB 4 rooms that declined 1% and 0.5% respectively are causing this downfall meanwhile HDB 5 rooms and Executive’s prices were stagnant from June’s resale prices. *

However, there is no dearth of new HDB flats this year — 11,373 new flats were offered for sale in the first half of this year and in August about 4,300 new flats are…


Additional Buyer’s Stamp Duty (ABSD) is a tax Singaporeans pay while buying a second residential property in Singapore. It is in addition to the Buyer’s Stamp Duty that is applicable for every new residential property purchase. For a foreigner, however, ABSD is applicable even for the first property in Singapore.

In combination with BSD, ABSD adds a significant amount of capital burden on the buyer. ABSD can be avoided completely by a process called decoupling; it is a completely legal and acceptable process.

What is decoupling and how it is done?

Decoupling means freeing your spouse from property ownership:

Decoupling…


Landed property is the most coveted category of housing property in Singapore. However, its prices are still considerably low at the moment because of the various cooling measures by the government.

I believe, the opportunity to invest is now — with low prices and some great landed propertiesin the ready inventory of builders, it sure is a win-win for everybody.

Growing market and low prices:

For more than 3 years landed property prices continued to go down (the lowest being 11.6 percent).

Post the reduced stamp duty measure introduced by the government last year, there has been an upswing in…


Every property investment has 3 stakeholders associated with it. First is the seller, who knows everything about the property. Second is the agent, who is an expert in the financial, regulatory and legal aspects of any property. Third and also the most important person in the triangle is the buyer.

The buyer is the most important because the property is meant to go to him, and he will deal with the pros and cons of the property. …


I respect the privacy of all my customers and business contacts, and am committed to safeguarding the personal data you provide to me. Please read this Privacy Policy to learn more about the ways in which I collect, use and protect your personal data. If you have any questions, please call me anytime at +65 9688 8208.

Data Collection and Use:

  1. I collect and use your personal data to allow me to provide services and features to meet your needs, and to customize and improve my services to make your experience more secure and convenient. …

I am passionate about anything about Real Estate; starting from which geography is good for investment for us Singaporeans leveraging our strong currency, to the undervalued properties in the CCR regions to the technological developments in real estate industry.

While I mostly write on the former two subjects, I wanted to replicate this piece from Forbes, I came across in a visual format for all of my audience to absorb easily.

In the recent years, technology has changed nearly every industry, and real estate is no exception. …


Singapore is classified into three broad regions — Core Central Region (CCR), Rest of Central Region (RCR) and the Outside Central Region (RCR).

Core Central Region (CCR) — consists of real estate in the postal District 9, 10, 11, Downtown Core and Sentosa [Refer map].

While some portion of this region can be deemed as CBD (Central Business District) which primarily have commercial establishments, districts 9, 10 and 11 are a great combination of residential and commercial properties.

You can live like a celebrity in the heart of the island nation - stay in and around some of the top…

Abraham Lim

Hi, I am Abraham Lim - Let's connect, discuss and help you make your next real-estate investment for a secured future!

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store