PLATIO, Smart Banking Ecosystem
between crypto and traditional currencies. Powered by EOS blockchain
technology, Platio enables users to pay salaries and suppliers with whichever
asset they choose. Crypto-friendly banking.
Pay and be paid in crypto or traditional
currencies, by card or bank transfer.
our goal is to make cryptocurrency a widespread means of payment by increasing its utility. Our focus is to provide traditional financial services to the digital currencies community in a secure and compliant way.
We believe that the global community needs a solution that takes the best features from both, new and traditional financial systems and gives the world economy an opportunity to embrace the growing digital economy.
The Platio Ecosystem will be based on a seamlessly operated mobile and web interface, where users will have all the necessary data and tools at their fingertips to instantly transact with crypto, fiat or stock.
Platio’s platform will be built on EOS technology, capable of hosting smooth, routine interactions of Platio’s multilayered ecosystem. Our digital management solution will be built into this robust infrastructure, and will work with crypto, fiat and stocks. The absence of harmonized international regulatory frameworks for the sale and use of cryptocurrency has impeded its adoption and the growth of global markets in digital assets.
The Platio Ecosystem will facilitate financial operations in fiat, crypto and common stocks all within one ecosystem. It will also enhance the utility of crypto assets with two unique products: Asset Guard and Smart Escrow.
Platio is authorized by UK authorities to make and receive payments (UK license number 742163) and licensed by EU authorities to make payments in crypto and fiat currencies (EU license number FRK000045; FVR000061).
of the Platio Ecosystem, integrating all its features. PGAS is a utility token used for all internal
commissions and fees.
Traditional banks are very selective in the services they provide for crypto users within their current banking systems. They have not embraced the digital coin era, or the way cryptocurrencies have evolved. Being fully compliant, regulated and technologically advanced, Platio solves this problems with easy access to the Platio Ecosystem, using tokenization of assets based on EOS technology, and supporting the three types of assets: crypto, fiat and stocks. Specifically, Platio’s goal is to provide solutions to crypto users.
Platio’s App will be available on iOS and Android, as well as a web-based application. Platio Smart Banking Ecosystem will include various products and features that work together to provide users with a seamless transaction process. Platio will tailor its products to the needs of both individuals and businesses, ensuring that both enjoy improved accessibility to transacting in
cryptocurrencies. With that in mind, Platio intends to create the following products with unique features for both individuals and businesses.
Platio Exchange will allow users to exchange and trade both in crypto and fiat. Users will be able to make transactions in:
⎯ Cryptocurrencies and tokens of blockchain projects
⎯ Fiat currencies of supported countries.
The Platio Ecosystem will be focused not only on mainstream crypto currencies, but also on granting access to tokens of blockchain projects. Platio aims to support both the crypto community and prospective projects by allowing its users to buy and sell crypto assets with higher growth potential. At the same time, tokens listed on the Platio Exchange will allow those projects to find new adopters and increase their business potential.
Platio Exchange & Brokerage will allow users to trade and exchange crypto, fiat and stocks, such as blue chips. In addition, brokerage functionality will allow Platio to provide users with both traditional and crypto derivative financial instruments.
Platio Asset Guard is a smart-contract based product for the protection of all types of users’ assets stored in the Platio Ecosystem against losses caused by the high market volatility or access loss to the account.
Asset Guard will support two types of smart contracts: Auto Exchange and Standby Transfer. As the terms of the Asset Guard service are set in the interface, an appropriate smart contract is formed by the Platio App and synced with the Platio Blockchain. If certain pre-set conditions are met, the process launches immediately. Using Asset Guard alleviates the need to constantly
monitor the market or store your backup phrase so that authorized persons could gain access to your assets in case of an emergency.
Platio will provide users with plastic and virtual payment cards issued by partnered international payment companies. It is inconvenient to keep a specific card for Bitcoin and another for Ethereum or for every other cryptocurrency asset.
Platio will provide users with plastic and virtual payment cards issued by partnered international payment companies. It is inconvenient to keep a specific card for Bitcoin and another for Ethereum or for every other cryptocurrency asset. Platio intends to develop the Platio Ecosystem
to allow all crypto assets held on the Platio Ecosystem to be easily converted into fiat currencies for transaction settlement using an integrated exchange. Users will only need to select the necessary asset and push the top-up button. Platio payment cards will support top-up both in cryptocurrency and fiat.
Using Platio, online merchants will be able to accept both crypto and fiat currencies as payment for the products they sell and services they provide. Platio’s Merchant Processing API will integrate directly with merchant websites, offering a simple and safe ecommerce solution.
The Platio payment infrastructure will streamline payments for goods and services between online merchants and online buyers. The Platio merchant processing API will allow merchant clients to pay via card, SWIFT transfer, transfer inside the Platio Ecosystem, or in any crypto that Platio works with.
In the Platio Ecosystem, all supported crypto and fiat assets may function as a means of payment using SWIFT/SEPA/Ripple, including third-party and international payments. Payments to be made by converting cryptocurrency to fiat will be executed with the help of an integrated automatic exchange. This way the recipient of the payment can receive fiat even when the Platio user initiates the payment in cryptocurrency.
Smart Escrow will be one of the key products that the Platio Ecosystem provides to business users, as well as individuals. Smart Escrow will be a smart contract-based product for high risk and/or high monetary value deals in crypto and fiat, with conflict resolution built in. Settlement risk is a common problem in business transactions involving payments by cryptocurrency. To address this Platio’s Smart Escrow will ensure that assets will be transferred to the selling party only after the terms and conditions of the deal are met.
Platio, as a new entrant, can shake up the competition by offering a complete suite of the products and services that cryptocurrency users are craving. The prominent players in the market today offer useful services, but they lack the unique combination of products offered by Asset Guard and Smart Escrow, giving Platio an advantage over its competitors.
Input and output of crypto and fiat assets will be performed by the Internal Core Banking
Platform connected with the crypto and fiat payment gateways and the Asset Management
Engine.
To make Platio products even more useful and user-friendly we decided to involve users in product development by having them test and provide feedback on early versions of our upcoming products. The development of the Platio Ecosystem starts with the construction of an MVP which creates the basic infrastructure for the whole Platio Smart Banking Ecosystem.
With the Platio MVP users will have an opportunity to make real transactions and exchange operations. This will be possible not only due to our technology but also thanks to the crypto and fiat licenses obtained by Platio.
After registration and completion of all necessary KYC procedures users of Platio MVP will have access to the following functionality:
⎯ Crypto & fiat wallet
⎯ Crypto & fiat exchange
⎯ Crypto & fiat trading platform
⎯ Platio Payment cards
⎯ Internal transfers
for more information, please visit us on :
Website : https://platio.io/
Whitpaper : https://platio.io/static/docks/platio-whitepaper.pdf
Onepager : https://platio.io/static/docks/platio-onepager.pdf
Bitcointalk Username : Al-e_x
Link : https://bitcointalk.org/index.php?action=profile;u=1352185;sa=summary