Is there any chance that those who answered “I received it as a gift” simply had it purchased for them by their employer, possibly for testing or app development? I could see such “gifts” being even less valued than a typical holiday gift from a family member or friend.
By that logic, why would I want to have a spending budget if I have money in the bank right now?
Your billionaire analogy would be more compelling if billionaires frequently spent all of their billions every day and ran out of money.
Also, telling Siri to turn on low power mode is far less time consuming than clipping coupons.