The first point is very new to me. Great outlook you presented. Makes so much sense now to me.
Second point is a cliché but it fits the title so correctly.
Third Point is very well explained. It is straight to the point.
All in all I loved this article very much. I was in dire need of an advice like this. Never thought I would find it today here in an article. Thanks a lot for the help. Means a lot. Keep writing.