It’s a little strange to reflect on a year ago when globally were still living in a normality of travel, dinner & office wear choices. A year on, and on the flipped side of the looking glass, we continue on a journey of increased unpredictability. What looks as a predictable…

Collecting premiums whilst maintaining the insurable interest of policy holders. We were astounded to discover that insurance companies have been greatly challenged in accepting payments from their policy holders for premiums. The industry previously, leaned on brokers to collect premiums, back in the day when paying by cheque was fashionable. Catching up to the modern world of CDD and KYC…

The last decade is a long time in the world of Crypto Assets, the exponential growth in private tokens on existing platforms and the emerging discussions and movements towards issuing central bank digital currencies (CBDCs) or “stablecoins” are the cause of much attention and debate. Whilst the Crypto Asset market…

The 30 second rule that forms your opinion on a person is something that can easily be applied to the first interactions with a new service provider… The customer journey is either the right fit, a sense of seamlessness and confidence .. or sort of awkward.. …

As Millennials grow in economic power, FOs are ready to serve a new breed of tech-immersed investors. These younger investors hail from a world of economic uncertainty and are discerning in their selection of service providers. Also, the internet has given them access to a wealth of information. With the…

Part 1 Estimates vary, as the the 2016 Ernst &Young Family Office Guide approximates the number of single-FOs to be at least 10,000’ globally, and others peg the number at 5,000 to 6,000[1]. Intensified competitors has pushed wealth managers to sharpen their added value. The removal of the Banking secrecy in offshore…

The increasing importance of blockchain technology in digital currencies was on display at the recent Decentralised Conference in Athens. With more than 1,000 invitation-only attendees from around the globe, the event is the premier gathering of innovators and influencers in this fast-emerging sector. Aerapass took a leading role at the…

The Compliance industry guys had foreseen it … but the Financial Action Task Force (FATF) guidance that came out in summer last year for Virtual Asset Service Providers (VASPs) will be something that member states are busy drafting, revising or clarifying ready for implementation this year, when FATF say they…

The FATF Guidance published at the end of June 2019 was intended to reduce regulatory arbitrage across jurisdictions and create a common playing field for the global Fintech industry. …