Carshield Reviews: Cost, Plan and Coverage (Complete 2023 Reviews)

Emmanuel Akindunbi
11 min readMay 15, 2023

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Are you considering purchasing an extended warranty for your vehicle? If so, you may have come across CarShield in your search. With a rating of 8.9 out of 10.0, CarShield offers affordable options and covers not only cars, but also RVs and ATVs. However, mixed customer reviews may leave you wondering if this provider is right for you. In this article, we’ll take a closer look at CarShield reviews to help you make an informed decision.

Is CarShield Worth It?

As a vehicle owner, you may be wondering if CarShield is worth the investment. After all, the company promises to protect you from costly auto repairs, but is it really the best choice for your needs? While CarShield’s low cost and focus on modern automobiles make it an attractive option, other providers may offer a better customer experience. Ultimately, whether CarShield is worth it depends on your specific needs and preferences. To help you make an informed decision, we’ll explore the pros and cons of CarShield’s services in the following sections.

Pros

1. Fast and easy claims: CarShield boasts a fast and easy claims process, which can save you time and hassle when you need to get your vehicle repaired. This can be a major plus for busy people who can’t afford to waste time dealing with paperwork and phone calls.

2. Low-cost monthly plans: CarShield offers affordable monthly plans, which can make it an attractive option for those on a budget. If you’re looking for basic coverage at a low cost, CarShield may be worth considering.

3. Wide repair network: CarShield has a wide repair network, which means you’ll likely be able to find a nearby repair shop that accepts your coverage. This can be especially helpful if you’re on a road trip and need repairs done quickly.

4. Coverage for high-mileage vehicles: CarShield offers coverage for high-mileage vehicles, which can be a big plus if you own an older car. This means you won’t have to worry about costly repairs if your car breaks down unexpectedly.

5. 24/7 roadside assistance: CarShield provides 24/7 roadside assistance, which can give you peace of mind if you’re stranded on the side of the road. This service can help with everything from jump-starts to towing, and can be a real lifesaver in an emergency.

Cons:

1. Mixed customer reviews: While CarShield has a high overall rating, the company has received mixed customer reviews. Some customers have reported difficulty with the claims process or have had trouble finding a repair shop that accepts their coverage.

2. Limited coverage options: CarShield offers a limited range of coverage options, which may not be ideal for those looking for more comprehensive coverage. If you’re looking for coverage for specific parts or systems, you may need to look elsewhere.

3. Lengthy contracts: CarShield requires customers to sign lengthy contracts, which can be a turnoff for some. If you’re not sure how long you’ll need coverage, this may not be the best option for you.

4. Exclusions and limitations: Like any warranty provider, CarShield has exclusions and limitations on what is covered. It’s important to carefully review these before signing up to ensure you’re getting the coverage you need.

5. Limited availability: CarShield is not available in all states, which can be a drawback for those who live in areas where the provider doesn’t operate. Be sure to check if CarShield is available in your state before making a decision.

Is CarShield Legit?

If you’re considering purchasing an extended warranty from CarShield, you may be wondering if the company is legitimate. Despite mixed reviews from customers, CarShield remains the most popular independent warranty provider in the United States, according to our survey data. With over 1 million vehicles covered since its founding in 2005, CarShield has a track record of providing extended warranty services to customers nationwide. The company is headquartered in St. Peters, Missouri, and offers extended warranties in every state except California. While there may be some concerns about the company’s customer service and claims process, CarShield’s popularity and longevity suggest that it is a legitimate provider of extended warranty services. However, as with any warranty provider, it’s important to carefully review the terms and conditions of the contract before making a purchase.

CarShield Customer Reviews.

If you’re researching CarShield as a potential provider for your extended warranty needs, you’ll likely come across a mix of positive and negative customer reviews. While some customers report positive experiences with CarShield’s customer service staff, others have had claims repeatedly denied or have experienced lengthy wait times for repairs. With an average rating of 4.0 out of 5.0 stars on Trustpilot from more than 33,000 reviews, it’s clear that CarShield’s customer reviews are mixed. As with any warranty provider, it’s important to carefully review the terms and conditions of the contract and to consider both positive and negative customer experiences before making a decision. Ultimately, whether or not CarShield is the right choice for you will depend on your individual needs and preferences.

CarShield Cost

If you’re considering purchasing an extended warranty from CarShield, one of the key factors you’ll likely be thinking about is cost. According to our secret shopper research, CarShield offers lower prices than some major competitors, with monthly costs ranging from about $89 to $130 per month. Many CarShield reviews also mention the company’s affordability as a major selling point.

It’s worth noting that the final cost of your warranty will depend on a variety of factors, including the coverage level you choose, your deductible, and the type of vehicle you own. CarShield offers both set term warranties and month-to-month contracts, and the final price of a month-to-month contract will depend on how long you maintain the plan.

Ultimately, the cost of an extended warranty will depend on your individual needs and preferences. If you’re looking for an affordable way to protect yourself from costly auto repairs, CarShield’s competitive pricing may make it an attractive option. However, it’s important to carefully review the terms and conditions of the contract and to consider all of the factors that will impact the final cost before making a decision.

CarShield Prices.

If you’re in the market for an extended warranty for your vehicle, you may be wondering about the cost of coverage from CarShield. According to our research, CarShield is one of the more affordable providers in the industry, with overall low prices and flexible monthly payment plans. In fact, we recognize CarShield as a provider that offers some of the most competitive prices in the market.

One of the reasons CarShield stands out when it comes to pricing is its flexible monthly payment plans. Paying on a month-to-month basis allows you to easily drop coverage if you no longer need it or want to switch to a different provider. This level of flexibility can be helpful for those who want to avoid being tied to a long-term contract.

To give you an idea of CarShield’s pricing, here are some quotes we received from the provider: (insert quotes if available). Keep in mind that the cost of coverage will depend on a variety of factors, including the type of vehicle you own, the level of coverage you choose, and your deductible. As with any extended warranty provider, it’s important to carefully review the terms and conditions of the contract and to compare pricing and coverage options from multiple providers before making a decision.

If you’re considering an extended warranty from CarShield, you may be wondering about the cost of coverage for your specific vehicle. To give you an idea of what you might expect to pay, here are some sample quotes we received from CarShield for different vehicles and coverage levels:

- 2020 Toyota Corolla with Diamond coverage: Month-to-month payment of $110 with a $100 deductible.
- 2016 Chevrolet Equinox with Gold coverage: Month-to-month payment of $130 with a $100 deductible.
- 2004 Subaru Forester with Silver coverage: Month-to-month payment of $110 with a $100 deductible.

It’s important to keep in mind that the cost of coverage will depend on a variety of factors, including the type of vehicle you own, the level of coverage you choose, and your deductible. Additionally, CarShield doesn’t advertise discounts that customers might be eligible for. However, they do offer a multi-car discount if you purchase coverage for more than one vehicle.

When shopping for an extended warranty, it’s a good idea to compare pricing and coverage options from multiple providers to ensure you’re getting the best value for your money. It’s also important to carefully review the terms and conditions of the contract and to ask any questions you may have before making a decision.

CarShield Quote

If you’re interested in getting a quote for an extended warranty from CarShield, you’ll be pleased to know that the process is quick and easy. Based on our secret shopper analysis, we found that CarShield provides a straightforward and streamlined quote experience.

When we requested a quote, we were immediately connected with a CarShield representative who walked us through the service contract and explained the different coverage options. We were also enrolled in the Owner’s Rewards program, which took $10 off the monthly premium.

Overall, we found the CarShield quote process to be efficient and user-friendly. If you’re considering an extended warranty for your vehicle, it’s worth getting a quote from CarShield to see what they have to offer. Just keep in mind that the cost of coverage will depend on a variety of factors, including the make and model of your vehicle, the level of coverage you choose, and your deductible.

What Does CarShield Cover?

If you’re considering purchasing a CarShield service contract, it’s important to understand what is and isn’t covered by their plans. The specific parts covered by CarShield contracts vary depending on the level of coverage you choose.

For example, the Diamond plan covers hundreds of parts across the entire vehicle, from the engine and transmission to the air conditioning and electrical systems. This plan provides comprehensive coverage for a wide range of components, making it a good option for drivers who want maximum protection for their vehicle.

Other plans, such as the Gold and Silver plans, are more specific in their coverage. The Gold plan focuses on the powertrain and major components like the engine and transmission, while the Silver plan covers components in the engine, transmission, and electrical systems.

Overall, CarShield offers a range of service contracts that cover various components of your vehicle. It’s important to carefully review the details of each plan to ensure you choose the one that best fits your needs and provides the coverage you’re looking for.

CarShield offers five different service plans to cover a wide range of vehicles and budgets. The Diamond plan is the most comprehensive and covers hundreds of parts across the vehicle, similar to a factory bumper-to-bumper warranty. The Platinum plan is designed for high-mileage vehicles and covers electrical systems, the water pump, and the powertrain. The Gold plan offers limited coverage for parts across the vehicle, including the powertrain, air conditioning, and power windows. The Silver plan is a budget-friendly option that provides stated coverage for the engine, transmission, cooling system, and transfer case. Lastly, the Aluminum plan covers electrical and computer systems, such as the starter, alternator, navigation system, and more.

It’s important to note that not all vehicles are eligible for coverage with all plans. CarShield’s offerings resemble typical powertrain and bumper-to-bumper warranties. Powertrain warranties typically cover the engine, transmission, and drivetrain components that are essential to making the vehicle move. Bumper-to-bumper warranties provide more comprehensive coverage and can include everything from the powertrain to technology and entertainment systems.

CarShield offers five protection plans for automobiles: Diamond, Platinum, Gold, Silver, and Aluminum. These plans provide coverage for different parts and systems of the vehicle, with the Diamond plan resembling a bumper-to-bumper warranty and the Silver plan being a budget-friendly option for basic coverage. CarShield also offers coverage for high-mileage vehicles and a plan specifically for electrical and computer systems.

In addition to the coverage provided by each plan, CarShield includes roadside assistance as an additional benefit. This service provides help with common roadside issues such as towing, battery jump-starts, and lockout assistance.

CarShield stands out for offering coverage for vehicles with up to 300,000 miles, which is the highest mileage limit among popular extended warranty providers. The company also offers coverage for motorcycles and ATVs.

Carshield Coverage:

CarShield offers a range of coverage plans that differ in the extent of the components they cover. The Silver plan provides basic coverage for the engine, transmission, drive axle, and transfer case. The Gold plan includes more components, such as the air conditioner, fuel delivery system, and steering, in addition to the ones covered by the Silver plan. The Platinum plan covers even more components, including the water pump, fuel injectors, and starter. The Diamond plan provides extensive coverage similar to a bumper-to-bumper factory warranty, covering hundreds of parts across the vehicle. The Aluminum plan is designed to cover electrical and computer systems like the starter, alternator, and navigation system, and also provides additional benefits. Lastly, CarShield offers a specialty plan for motorcycles and ATVs, which provides coverage for the engine, transmission, and other components specific to those vehicles. Not all vehicles are eligible for coverage with all plans.

What Does CarShield Not Cover?

CarShield service contracts provide coverage for many repairs, but there are certain exclusions that customers should be aware of. For example, CarShield does not cover repairs performed without prior authorization, damage from a lack of maintenance, pre-existing conditions, environmental damage, theft or vandalism, vehicle alterations or modifications, misuse of the car such as racing or off-roading, damage from normal wear and tear, and odometer tampering. It’s important to review the service contract carefully to understand what repairs are covered and what is excluded.

Who Accepts CarShield?

CarShield contracts can be accepted at both dealerships and repair facilities certified by the National Institute for Automotive Service Excellence (ASE®) for covered repairs. The ASE is an organization that certifies repair shops across the United States and ensures that certified locations are capable of providing quality repair services. CarShield provides coverage for repairs at ASE-certified facilities, making it easier for customers to find a suitable location to bring their vehicle for repairs. This can give customers peace of mind, knowing that their car is in good hands and that the costs of covered repairs will be taken care of.

CarShield Claims.

When filing a claim with CarShield, there are several steps that you need to take in order to ensure that you receive coverage. First, take your vehicle to a mechanic within CarShield’s network. Once you’re there, provide the repair facility with your contract and let them contact CarShield’s claims department to initiate the claim process.

Next, a warranty claims adjuster will review the mechanical breakdown and repair to determine whether it is covered under your contract. If the repair is approved, the administrator will pay the mechanic directly for the repairs and you will pay your deductible. Keep in mind that you will need to receive authorization from CarShield before the work is performed in order to receive coverage.

CarShield Customer Service.

CarShield offers customer service assistance to its customers from Monday to Friday, from 7 a.m. to 6 p.m. Customers can contact CarShield’s customer service department by calling the toll-free number 1–800–587–4162. This number can be used to get help with claims, ask questions about coverage plans, or to receive general assistance. In addition to phone support, CarShield also provides customer support through their website, where customers can access their account and manage their policy online. The website also offers a frequently asked questions (FAQ) section that covers common questions about coverage and claims.

CarShield Warranty Reviews: Conclusions.

CarShield offers affordable prices and a variety of coverage plans, making it a good option for those shopping for an extended auto warranty. Despite mixed customer reviews, CarShield remains one of the most popular and cost-effective providers on the market. Based on our analysis, we gave CarShield an overall rating of 8.4 out of 10. If you’re in the market for an extended warranty, CarShield is definitely worth considering. Click here if you wish to get more details on Carshield quote.

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Emmanuel Akindunbi
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