Personal Finance Tips From the 1 Percent
John McDermott
564

Well, if you ask me, the most critical part of structuring your finances and optimizing savings is just having a plan. Whether you use a spreadsheet or a tool like Geltbox money or some other website — you have to get everything out in front of you so you can make smarter decisions. Once you do that, then implementing your disciplined savings strategy becomes critical.

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