I’m wondering how other people on The Billfold have decided that going into debt for graduate…

I’ll be in almost the exact same situation in a year or two. I work at a university that will pay a heck of a lot of my tuition if I get into my program and stay in my job, but because anything after $6500 in grad tuition is considered taxable income, we’ll take a tremendous hit on my income in taxes (considering loans to make up the difference). Alternatively, I could find a much better paying job and take out loans for the difference in pay to pay for tuition. It’s a hard choice and I don’t have an answer, but you’re not alone!

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