Image for post
Image for post
Photo by JC Gellidon on Unsplash

Nearly 10 years ago I was stuck with a desktop computer at work. While the machine was a beast, it didn’t provide the mobility I was looking for. Back then, I dreamed of being always plugged in and connected to work. Things have changed, but so has my setup.

Not long after, I received my first laptop. And with came a wonderful piece of technology, that, like the laptop I have been without since; a docking station.

What is a docking station?

Also known as a port replicator, a docking station is a hub that connects to your computer. …


Image for post
Image for post
Photo by Georgy Rudakov on Unsplash

My friend and I had an idea last October. It was a simple one, but we really liked it. We improved an existing trim carpentry product and made it our own.

Learning the ropes and lingo as we went, we were able to 3D print the product. After some improvements, we shopped it around to manufacturers. We ended up having the product made through a supplier via RFQ on Alibaba. We had a lot of other ideas and thought this could be the start of something fun. …


Take control of your technology to tackle your spending habits.

Image for post
Image for post
Photo by Mike Petrucci on Unsplash

Over the last three years, I believe my family and I have hit what I will call “peak spending.” We bought a new car and finished our basement with cash. We had our first child. Most critically, we didn’t change our spending habits. Even though we had reasonable savings rates — when I compiled everything at the end of 2017 and 2018, our spending was astronomically high.

High spending led to a more in-depth and active analysis of our spending. As I detailed in my posts How We Are On Track To Save $5,000 On Food In 2019 and Three Effortless Tips for Saving Money and Shopping Smarter we focused on groceries and impulse purchases. …


Image for post
Image for post
Photo by Aaron Burden on Unsplash

If you’ve ever brainstormed ways to save money on your entertainment costs, there’s one tip you may not have considered; try your local library. Today’s modern library is so much more than just a collection of books that still employ the Dewey decimal system — it’s a hub of media resources and entertainment that you are already paying for through property taxes. It can be an essential resource for a family or anyone trying to be conscious of costs

But not everyone feels that way. As you may have seen, last July, Panos Mourdoukoutas, a Forbes contributor and Economics Professor at Long Island University in New York tweeted that “Amazon Should Replace Local Libraries to Save Taxpayers Money” and provided a link that made his case. …


I’m here to tell you why I’m a converted fan-boy.

Image for post
Image for post
Source Image: Anova Culinary

We received a Sous Vide for our wedding. My initial reaction was a hard eye-roll. After all, the kitchen was now filled to the brim after receiving various other gifts, on top of what we had already combined. What could I even do with this thing I can’t even pronounce?

The truth is that I could do a lot with it. What turned me off to it was that it came with a high-class bougie-ness aura. As if it were meant only for expensive dishes for all my yuppy friends that I don’t have. …


A note about observing someone experience life’s simple pleasures for the first time

Image for post
Image for post
WHO DOESN’T LIKE POTATO CHIPS?

I am often asked if I like taking care of my son all week. It’s a rhetorical question — the answer is a resounding yes. Ultimately what the question eludes to is how I am handling the transition from a full-time a corporate career oriented person, to being a full-time Dad who aspires to write and run his own business.

I am handling it well. However, it can be difficult to explain to people that do not have children what it is like to experience life through your child as a parent. A casual conversation consists of the common questions: “does he say any words?” or “is he eating real food yet?” …


The picture is bigger — budgeting is not only about saving money.

Image for post
Image for post
Photo by Ben White on Unsplash

Recently I wrote about how I had implemented a budget and was on track to save $5,000 this year on groceries. We created a budget as part of a minor overhaul of our finances, but with the intention of saving money. After compiling our expenses at the end of the year in both 2017 and 2018, we decided it would be best to start tracking every week.

We are one week short of tracking for our first full quarter (12 of our 13 weeks). It is one of my favorite tasks of the week. I feel as though the 30 minutes spent doing our budget every week is my most valuable use of time. Every Saturday morning I sit down with my coffee and compile all of the ins and outs of the week and generate our totals in a custom-built, very simple spreadsheet. …


The Roth 401k is not for everyone and unlike the Roth IRA, you might not even be able to contribute to one.

Image for post
Image for post
Photo by rawpixel.com from Pexels

Origins

Introduced as part of the Economic Growth and Tax Relief Reconciliation Act of 2001 the Roth 401k became effective in 2006. Regarded as a hybrid, it is an addition to an employer-sponsored 401k plan. It carries some features and benefits of the Roth IRA, but not all.

Unlike the 401k and Roth IRA, a Roth 401k does not exist by itself; it is only an option and is dependent on the existence of a 401k and an employer offering it. The ‘Roth’ in the title can be misleading at times. …


Image for post
Image for post
Source: McDonald’s

A quick internet search for blog posts about McDonald’s reveals plenty of haters. And why not. As the saying goes, you get what you pay for.

Haters hate on McDonald’s for a bunch of reasons, some reasons I found include:

Despite all that hate and debate, McDonald’s survives, grows, succeeds and is still an integral part of American consciousness.

Observations

“McDonald’s was there for me. When no one else was.” — James Franco

It’s important to note; not everyone has a bitter distaste for McDonald’s. James Franco famously praised it in a Washington Post Op-Ed. My personal experience is positive. My favorite part about McDonald’s? I always know what I am getting when I pay. …


How to maximize the value of an investment vehicle you may already be using and make your dollars go further.

Image for post
Image for post
Photo by Esteban Lopez on Unsplash

The Roth IRA is a dynamic and useful vehicle as part of a long term investment strategy. Accessible by most, it possesses both a high level of liquidity and wealth building opportunity when managed correctly. It can provide opportunities for home purchases, medical situations, and estate planning. In this post, we briefly review its history and some of the savvy ways it can be put to work. What we will not do is compare and contrast against other investment vehicles (e.g. …

About

Andrew G

Hello! I’m Andrew. Former Big 4 Consultant. I’m a small business owner and writer living in Denver, CO. Check out AndyGrill.com for my copywriting services.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store