This couldn’t be further from the truth. While it’s damn impressive how well you’re doing as a 22-year-old working 20–40 hours a week and I applaud you for doing it, people need to understand that this is NOT the norm. You must have some really good connections. I know a lot of freelancers who are fantastic writers with many years of experience in journalism, marketing or similar fields, and it took them years of working for other people before they could build the connections and credibility to work for themselves. Even for the ones who have been able to generate a full-time income freelancing, nothing is guaranteed. They’ll have a few great months and then the work dries up or the client no longer needs their services. Suddenly that $4,000 monthly income drops to $1,200. And they’re completely on their own when it comes to health insurance, saving for retirement and generating new business. If it’s working out for you, that’s wonderful. Just know that it’s definitely not for everyone, and it can change at any time.