[Market] 9 trends structuring the European InsurTech scene

They are not only from France but from the UK, Germany, even from Spain or Sweden, as it is difficult to only stick to France in this field. Some have already been running for several years while others are very recent. This 2018 overview of the InsurTech market is carried by astorya.vc and L’Argus de l’assurance, and does not claim to be exhaustive. But the insurance startup players should be able to easily identify themselves through these 9 trends.

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Methodology

9 major trends spotted (and 50 startups to illustrate)

1. Renewing Health and Employee Benefits

2. Transforming claims management

3. Convergence of Home, on-demand insurance and IoT

4. Peer-to-peer insurance: end of a cycle vs. new offerings?

5. The surge of new brokers

6. The rise of self-employed and very small enterprises insurance

7. Traditional Pay-as-you-drive vs new parametric insurance models

8. Commercial lines insurance: so British for the moment

9. Life & protection insurance, still a very nascent movement

To go beyond the buzz…

Great ideas, but…

Cultural change

VC fund investing in early-stage / insurance startups all over Europe.