“You Don’t Have to Invest the Money”
Nicole Dieker

To be more serious, right now my husband and I are keeping our stock market investing to our retirement accounts and our fun Acorns accounts. The rest is being kept as liquid savings because I would rather be sitting on a pile of cash to use for investing or living during the next market downturn.

Though some of that will be used to do some fairly extensive renovations on our condo at some point in the next year or two. But our condo is an investment in and of itself. We have a crazy good location downtown and the place is in need of some dire updating. Similar properties are going for about $30K more than what we paid.