Avinash Swamy – Medium

Avinash Swamy

Avinash Swamy

What UPI and Wallets can learn from payment cards to improve sustainability.

The payment card ecosystem has evolved a balanced cost — benefit equation for all major types of participants — a strategy that newer…

Jun 19, 2017

What UPI and Wallets can learn from payment cards to improve sustainability.

Jun 19, 2017

Avinash Swamy

The evolution of the Fin+Tech ecosystem.

With the much talked about advent of open banking and the API economy as well developments such as the planned roll out of PSD2 in Europe…

May 26, 2017

The evolution of the Fin+Tech ecosystem.

May 26, 2017

Avinash Swamy

Why are banks going slow on UPI?

It has been over six months since the NPCI launched UPI. Despite, the Govt. of India’s demonetization drive in November 2017 and the…

Apr 4, 2017

Apr 4, 2017

Avinash Swamy

How blockchain can help wallet companies in India stay relevant.

An ideal digital payments system is one that enables a user to make payments to any merchant (company, shop owner etc.) or peer (friend…

Feb 14, 2017

How blockchain can help wallet companies in India stay relevant.

Feb 14, 2017

Avinash Swamy

7 reasons why UPI will be a game changer for mobile payments.

The National Payments Corporation of India’s (NPCI) recently launched Unified Payments Interface (UPI) platform for domestic mobile…

Jun 23, 2016

7 reasons why UPI will be a game changer for mobile payments.

Jun 23, 2016

Avinash Swamy

Unified Payments Interface — Helping the disrupted disrupt the disruptors

How the Unified Payments Interface platform for mobile payments in India provides ammo for incumbent banks to fight disruption from…

Jun 1, 2016

Unified Payments Interface — Helping the disrupted disrupt the disruptors

Jun 1, 2016

Avinash Swamy

Account aggregators — a golden opportunity for banks in India

How the Reserve Bank of India’s proposed “account aggregator” policy offers up a “cannot miss” opportunity for banks to transform customer…

May 9, 2016

Account aggregators — a golden opportunity for banks in India

May 9, 2016

Avinash Swamy

The evolution of FinTech regulation in India

How the Reserve Bank of India is looking to leverage the FinTech phenomenon to drive a better and more inclusive banking industry in India.

Apr 29, 2016

The evolution of FinTech regulation in India

Apr 29, 2016

Avinash Swamy

What makes Payments such an attractive space in FinTech?

Despite accounting for only 4% of banking profits, retail payments has received the second highest amount of FinTech investments after…

Apr 28, 2016

What makes Payments such an attractive space in FinTech?

Apr 28, 2016

Avinash Swamy

How FinTech can disrupt Enterprise IT more than banking.

As the FinTech phenomenon evolves, there is an increasing possibility of FinTech companies disrupting not just banking but another segment…

Nov 23, 2015

How FinTech can disrupt Enterprise IT more than banking.

Nov 23, 2015

Avinash Swamy

Avinash Swamy

WIP market specialist on Technology, Banking and everything in between. All views are my own. https://www.linkedin.com/in/avinashswamy

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