NEWS FLASH: You can password protect your credit card!!

And why should Microsoft take over YOUR responsibilities of being the minors parent? So what you’re saying is that you’re SO busy with your life that you need Microsoft to step in and tell your child no because you can’t? Maybe you should not have had a child to begin with if you don’t have the time to devote to being an actual PARENT. Take responsibility for yourself and your child, because no one else is going to.