9 Reasons Your Workers’ Compensation Claim Could Be Denied
The Workers’ Compensation system is complicated. Your worker comp claim could be denied for several reasons. But if your claim is denied, you have the right to appeal this decision.
Leading Phoenix workers compensation attorneys, Montrose & Chua, explain the grounds on which claims are often denied.
Injury Did Not Happen At Work
You are eligible for workers’ compensation benefits only if your injury happened while performing job duties. For instance, getting injured during lunch break or on your way to work doesn’t count.
But there are things many people may not know. If you were not at work but you were at a work assignment or event, you may have a claim.
That is why it is important to have an experienced Workers compensation attorney in Phoenix AZ on your side so that you get what you deserve.
Not Notifying the Employer in Time
If you are injured, it is essential that you inform your employer about the injury as soon as you are able to. Not doing so can make your injury look trivial or pre-existing.
The insurance company may claim your injury did not happen due to your job duties. If you have been hurt at work, tell your employer immediately.
You Were Drinking
If you were under the influence of alcohol or drugs, you are not entitled to a make a claim.
Approved Clinics
In the Workers’ Compensation system, your employer and the insurance company have the right to provide you with a list of approved doctors you can visit to receive treatment.
No Medical Treatment
If you dismiss an injury thinking it is trivial, and later try to file a Workers’ Compensation claim, it would be denied without the supporting medical records.
Documentation Not Filed On Time
There are specific time limits and deadlines for filing the claim and supplying documents. Failure to do so can result in denial.
Working with a Workers compensation attorney in Phoenix AZ will ensure that your papers are filed on time.
Injury Due To a Pre-Existing Condition
An injury or illness before starting your job does not qualify for workers’ compensation.
Employer Disputes Claim
The employer can, and in most cases will, dispute the claim. They could say that the details of the case are incorrect or that you were not at work when you got injured.
A lawyer would know exactly how to deal with such situations so it makes sense to have one on your side.
No Workers’ Compensation Attorney
It has been seen that having a Phoenix workers compensation lawyer can improve the likelihood of being successful in getting your claim approved. A lawyer understands the intricacies of law and legal jargon and can guide you through the process so that you can focus on recovering from the injury.
To know more or to set up a consult, call Montrose & Chua, Phoenix workers compensation attorneys at 602–346–9009 or visit www.azworkcomplaw.com.