I’m sure you will get some negative reactions/lectures about this piece.
But I think it’s great, and plus you are funny. Funny people can get away with most things in my mind.
Everyone gets to pick their life, and if living this way brings happiness, and more importantly doesn’t bring anxiety, go for it.
I am pretty much the opposite, I don’t do things to save money, and am paying off my loans early because I despise them. Credit card debt would bring me incredible anxiety. I live my life in a-what-if-i-have-an-emergency. When I look back, I regret not doing things, like not going out to dinner because I needed to save. If your life isn’t worth living without a latte, then have a latte.