Credit score is 722. is that good?

Credit score is 722. is that good?

i have a 722. is that good? how can i get it higher. ever since i opened my credit card 3 years ago ive paid the balance in full, on time. it does it automatically. i now have 3 cards and they all do the same so ive NEVER been late. is that good? i heard its not too good. i should keep a balance on there and pay a lil more than the minimum. so what is it?

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 Is their any way to get a free credit report. NO STRINGS. or credit card #s?
 
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 #repost
 
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 Does it hurt to have a negative balance on a current credit card?
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“”
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 I’m 17 and can’t check my credit history?
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“”
 Will they pull your banking records when filing for bankruptcy?
 
“”
 Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?
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“”
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 Hi I’m in need of a private lender or loan shark located in Alberta or bc please contact me ASAP?
 
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 Employers: would you hire someone who was qualified but had declared bankruptcy?
 
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 What if I obtain a good paying job before bankruptcy is discharged?
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 #repost
 
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 Whats the name of the band in the freecreditreport.com commercials?
 
“Credit score is 722. is that good?

i have a 722. is that good? how can i get it higher. ever since i opened my credit card 3 years ago ive paid the balance in full, on time. it does it automatically. i now have 3 cards and they all do the same so ive NEVER been late. is that good? i heard its not too good. i should keep a balance on there and pay a lil more than the minimum. so what is it?


 Can a Co-Signer on an Auto Loan refinance in their own name?
 The Co-signer wants the vehicle and we weren’t sure how that worked. They have a great Credit Score, just not enough cash to purchase the vehicle at this time. Can they refinance it and remove the Primary Borrowers(me) name from the loan?””
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 Can i use credit card gift cards on adult websites?
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 How can i buy a home when my credit is at 460. i am a first time buyer?
 i alway lived in apartment and my kids are growing up and they need their privacy and a place for them to play
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 Anyone know anything about BIG payday loan company?
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“”
 Will filing bankruptcy prevent me from leasing an apartment?
 3 years ago I filed bankruptcy. Since then I have not incurred any more debt. My credit score has risen to about 630. My problem is that included in the bankruptcy was a default on an apartment lease. My question is, when they check my credit will they see the details of my bankruptcy, or will they just be able to see that I filed? The broken lease was over 7 years ago. I want to move out, but am afraid my past mistakes will prevent it.””
“”
 What do they take in bankruptcy?
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“”
 How do i get a credit report with out paying for them?
 
“”
 I have damaged score no score at all i have no job no cosigners i get SDI where can i get an auto loan.?
 please help me.
“”
 “”Mortgage 3 months past due, what best option?””
 Just started new job today, have been unemployed and could not make payments. Have not received a foreclosure notice yet. My credit has gone down as well. Try to refinance, bankruptcy, just not sure.””
“”
 Whats first? agreement in principle or mortgage offer accepted?
 thanks danny.. i have 15% to put down so will be requiring 85% LTV. but my mortgage request is low (under 100k) so it hard to find half decent deals. infact i only need 44.2k as house in need of renovation. my only concern after this would be if the property is actually mortgageable as its not liveable at the moment (repossession & in a bad state hence price).
“”
 “”I need a car loan, but I am a college student with limited income, please advise me.?””
 Where do you think is the best place to get a decent size loan, (about 7–8 thousand) for a car? I live in texas, and I go to college fulltime but I need a loan to get a car. I have a good down payment, but I want to just tell the dealer, okay I have 8k, I want a good new car. I think capitalone is good but I need to have 1500 montly income and I have like 600 of income a month. What is a good site for college students with good credit to get an online loan?””
“”
 Can i get a crisis loan at the weekend? pretty urgent! please help!?
 im 30 weeks pregnant and live in a flat where the windows r single glazed and water leaks through. my gas has just ran out so i cant cook and have no heating. my electric is also very low! i have no money until monday (on income support) and need to no if i can get a crisis loan this weekend and how!! please help!
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 About payday loans and bills?
 I have more than 5 payday loans bills like car ins,light bills,telephone bills are out of controll””
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 How long before I can purchase a home after a Chapter 13 Bankruptcy?
 If I was to file for Chapter 13 Bankruptcy, how long would it take for me to be able to purchase a home with FHA. How long will it take before creditors approve me for credit. Thank you””
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 “”Amy got a $1,000 loan from her bank, and she had to repay $1,550. What are the principal and interest amounts?
 A. The bank could sell the car. B. The bank could lend him more money. C. The bank could exchange his new car for an old one.
“”
 Anyone else scammed by Complete Savings.com?
 I ordered from pizza hut online a couple weeks ago and was directed to an offer that said I would get $10 off my next order. So I looked at the details and it said I had to send all this crap in the mail, so I thought, too much of an effort, not going to do it. Today I found a charge on my bank account for $12 from Complete savings — the company I checked out for this stupid $10 off offer. Did anyone else experience this. A similar scam by free credit report. com happened to my fiancee a year ago, it’s just a good thing I monitor my account closely. I am so sick of getting ripped off — in such a crappy economy, some companies are getting so greedy and shady!””
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 Quantum number combinations? Chem help!?
 Are the following quantum number combinations allowed? If not, show two ways to correct them. a) n=1; l=0; ml=0 b) n=2; l=2; ml=+1 c) n=7; l=1; ml=+2 d) n=3; l=1; ml=-2 Thanks!!!””
“”
 Is a 401k loan a secured debt?
 I filed an offer in compromise (OIC), with the IRS, on behalf of a client. On their financial statement (form 433(a)(OIC)) I included loan repayment against a 401(k) as an expense. They rejected the OIC, saying the 401(k) loan is an unsecured debt. I say the 401(k) plan is collateral against the loan, therefore it is a secured debt. Who is correct?””
“”
 Trying to get another auto loan with a credit score of 612 but with a repo on my credit report that I paid off?
 
“”
 Is it easy to get a loan in USA if you never been there?
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“”
 Why would my auto finance company check my credit report months after I was approved for the loan?
 I can understand why credit card companies do this. They check my report periodically to see if I’m eligible for credit line increases, and also may raise interest rates if negative information appears. The auto loan is a fixed interest rate. I am current on my auto loan. Why would they care if I am current with my other creditors?””
“”
 Usury laws: do they NOT apply to subprime auto loans?
 I am in the market (unfortunately) for a bad credit AUTO loan. My score is horrendous thanks to a messy divorce (400!) I am aware that this score will qualify me for the state MAX interest rate. I was told that the interest rate here in NEW YORK will be 30–35%, but when I looked up New York’s usury laws, they said the state max is 16%. I’m confused, can local auto dealers charge me 30–35% interest for an auto loan or not?? Thanks a bunch””
“”
 #repost
 
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 #repost
 
“Credit score is 722. is that good?

i have a 722. is that good? how can i get it higher. ever since i opened my credit card 3 years ago ive paid the balance in full, on time. it does it automatically. i now have 3 cards and they all do the same so ive NEVER been late. is that good? i heard its not too good. i should keep a balance on there and pay a lil more than the minimum. so what is it?


 How can I get a loan with bad credit?
 I have bad credit (under 500 or around there) and no bank will give me a loan once they check my credit score. My parents messed up my credit (long story) and now I need loans for an online college that doesnt offer any sort of financial aid or loans. They have payment plans that require me to pay 200 dollars a month which I will not be able to afford because I only have a part time job. What are my options and what I can do?? I desperatily want to start going to that college but cant afford it. Its nearly 3,000 for the problem but I wanna get out 4,000 to cover the books too. What should I do??””
“”
 Is there a REAL website that you can get your credit score and NOT have to sign up for something?
 
“”
 #repost
 
“”
 Where can I finance a car with bad credit in Dallas Tx?
 finance cars; bad credit
“”
 Can I still enlist if my husband files bankruptcy?
 We have to relocate to a new state where neither of us have jobs yet. I’m worried that between the time we move and I enlist, my husband will have to file bankruptcy. Will this affect my chances of enlisting in the AF? We aren’t in major debt. We only have two car payments. No other credit card debt or anything.””
“”
 Where can I get 1500.00 for my new home?
 My husband and I found a huge home that will only cost us 280.00 monthly. But the loan company said we neede to give them 1200.00 down. How can I get that? If i get a small personal loan I don’t want a payday loan and I defiantely dont want to pay a fee just to find a place to give loans to people with less than perfect credit. Anyone got any suggestions or sites to send me to?
“”
 What do I do about husband financially ruining us?
 my husband and I have been together 6 years, married for 2. We have 2 sons together. I am a school teacher and he works for the state and holds a part time job at night. My husband has once again managed to put us in the hole financially.He mismanages his money and pays bills totally late. He went behind my back and created TWO payday loan debts totalling 1300 dollars. On top of this, he is 2 months behind on his car payment and they are threatening reposession. Since my husband has done this to us before and I worked like a dog to bail us out, I had started to take over the finances by taking majority of his full time job check and paying household bills with it. This was going fine until he comes to me today and tells me that he wont be able to give me the money for his bills this month because his account was overdrwan severly!! (NOTHING NEW) I was livid! especially since I asked him months ago to close this account and he told me he did. I can no longer have a joint checking account with him because he mismanages his money and them overdrafts the account on purpose because he knows that the charge will go through. I have saved him so many times but this time i am putting my foot down!! I am tired and refuse to borrow anymore money from my parents to clear up his ****! all he will do is start the cycle over again. I am unable to sleep and he is snoozing like a baby, of course after threstening suicide. (to manipulate me). I am at my wit’s end. What should I do? I must do something in order to look out for my kids. I am starting to have so much resentment towards him because he claims that as his wife I should support him. How can I support him when he goes behind my back creating this mess for himself and doesnt tell me anything until it’s too late and the bill collectors are calling nonstop. Then he says, you’re my wife””””. I feel like I am about to have a nervous breakdown while he seems relaxed!! oh yeah””
“”
 Does checking your credit rating affect your credit rating?
 
“”
 Can my bankruptcy effect my ability to get a job?
 I have a job interview on thursday for a large private company. They do a criminal background and a credit check as part of their hiring process. Last year, I filed for bankruptcy because my husband lost his job and despite all the money we had saved we were not able to keep up. In addition, we had just had a baby and our hospital bill was huge due to being underinsured. We were not able to keep up, and filed for bankruptcy. My credit score is in the high 600s right now, and I have only 2 negative marks on my credit besides my bankruptcy. Do you think they will not hire me because of this?””
“”
 What millionaire filed for bankruptcy multiple times before making it big?
 When I was in high school, I had a teacher that told us about a millionaire (possibly billionaire) that filed for bankruptcy multiple times before he struck it rich. I can’t for the life of me remember who it was. Does anyone have any idea who this may be? It’s not anyone recently; I believe it was at least before the 90’s but don’t know how far back for sure. Basically, I want to know just because I can’t remember and it’s really bugging me. Any help is appreciated!””
“”
 Secured Credit Card after Bankruptcy?
 My bk was discharged in Aug 09. I am trying to rebuild my credit. Can you suggest a secured credit card worth looking into? Thanks
“”
 Has anyone tried to file Chapter 7 bankruptcy pro se (without an attorney)?
 
“”
 I need money quick what can I do?
 I mistakenly thought I had had an extra payment from tax credits so took my daughter out shopping and bought her some new clothes and new trousers etc, for starting high school. I have had the cat at the vet and the car at the garage but thought ‘Hey what good timing that money was!’. I have since discovered that it was my wages that were paid in and now don’t have enough to cover my bills let alone eat for the next month. I have been looking online for instant loans for about 500 but they all seem to be asking to be paid in full the following month, which I could not do. I am a single parent and already owe my parents money for helping me out with the car a while ago (my ex was supposed to pay the bill but hasn’t) so can’t ask them. I am embarrassed that I have been so silly but am worried sick as my direct debits come out on the 1st and 2nd of the month. What can I do? Have asked the bank for an overdraft but they said no, and am now thinking of one of those payday loan things. Is this a good idea? Are there any other options for me? I have been up all night worried as my direct debits start coming out tomorrow so am going to end up with bank charges if I don’t have money in my bank by the end of today.””
“”
 Can a cosigner on a home loan be taken off?
 I am a first time home buyer. My credit score is a 660. I was told that I can only get an interest rate of 7% unless my score raises to 680+. I am currently waiting for an item I disputed to be remove off my credit report and I know (since it was a negative mark) my score will rise. My questions is my father’s has a near perfect score and I know if he cosigns he will get the lowest interest rate. I was told that I can remove him from the loan when my credit rises in a few months. Has anyone heard of that? Is it true? Thanks in advance
“”
 I have bad credit and I need a 30k loan?
 my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?””
“”
 Where can I get holiday money that is not a payday loan if I have terrible credit?
 
“”
 Will using 30% of my credit card twice during a billing cycle hurt my credit score?
 For example, say I charge up around 30% of my limit, then pay it off in full, then charge up to 30% again and finally pay it off again, all before the due date. Can that hurt my score?””
“”
 #repost
 
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 Does Netflix take Debit Cards as a Credit Card for payment?
 @Mitchell Banks, this is a question asking site… Why don’t you go suck a dick?””
“”
 #repost
 
“”
 How do I increase my credit rating? Also is there a way to check my credit rating for free?
 
“”
 #repost
 
“”
 Credit Card verification for cam site?
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 What is a good Airsoft site in EU?
 Im looking for a good airsoft site in europe. Thanks in advance!
“”
 Is bankruptcy the answer?
 My husband and I have gone a little over a year without making any payments on our credit cards. I feel like an awful person. I never intended this to happen. I lost my job, and haven’t been able to find good work since. My husband just got a new job about 6 months ago and got a pay increase. This job is 45 miles away one way, so we’re spending quite a bit on gas, but we’re still bringing in a little more each month. However, we still are unable to make any payments. As far as I know all of our accounts are with third party collectors, and they all want the balance in full. That is not an option whatsoever. We’re barely making it without paying creditors. How do you know if it’s right to file for bankruptcy? As it is now it would take quite awhile for us to pay off our debts, doesn’t that hurt your credit just as much as bankruptcy? Not that we have any credit to speak of!””
“Credit score is 722. is that good?

i have a 722. is that good? how can i get it higher. ever since i opened my credit card 3 years ago ive paid the balance in full, on time. it does it automatically. i now have 3 cards and they all do the same so ive NEVER been late. is that good? i heard its not too good. i should keep a balance on there and pay a lil more than the minimum. so what is it?


 #repost
 
“”
 Which bank provides the best home loan in malaysia?
 assuming paying for 30 years.
“”
 Can i put last month rent on bankruptcy?
 
“”
 What can you tell me about Installment Loans?
 I lost my job and desperately need some help right now. I can’t get approved for any type of loan whatsoever due to poor credit. What can you tell me about Installment Loans? Are these they same as Payday Loans because I do NOT want to get involved with those. I also do not want to get a loan like this and have to pay back double or triple what I borrow due to interest rates. Can someone please help me out…?? Thanks.
“”
 How can I find out my credit score?
 I’ve never had a credit card but I have paid off things in monthly cash installments. This still effects my credit rating, doesn’t it? My question is, how can I find out my credit score without a credit card?””
“”
 Loan didn’t go through now they want the car back !!!?
 I got a new car on saturday and now they called back saying the loan didn’t go through for 16000. but i have now had the car for 3 days and on the day i purchased they said i was good to go. what the heck ? what am i supposed to do any suggestions to get me out of this mess. i have already singed all the paperwork and everything.
“”
 Anyone know the cheapest credit monitoring site?
 $14.95 is ridiculous to me. Anyone know a place with a cheap annual rate?
“”
 How many points are deducted from your credit score every time your credit is ran or does it vary?
 
“”
 Bank of America expiration date question?
 I left my card at one of my friend’s house (I trust her) but I was looking to pay a bill online, I have the card number memorized, I just need the expiration date. Is there a way to look it up if I sign on to my account at BOA.com?””
“”
 Does anyone know how to get a free credit report without having to use a credit card?
 
“”
 Is 724 a good credit score?
 It is my Experian score, if that has any effect.””
“”
 Will applying for or being denied for a Best Buy credit card hurt my credit?
 I’ve applied before and been denied because I don’t have sufficient credit
“”
 How do I request a credit report? And how much does it cost?
 
“”
 #repost
 
“”
 I need legal advise about my husbands bankruptcy?
 I found out that since I filed for Bankruptcy by myself before 2005 that all of my debts were discharged even if I didn’t include them in the bankruptcy. So timeshare cannot come after me for money owed because all of my debts including timeshare are null and void. The Attorney also said that timeshare wouldn’t come after me anyway because I don’t work and probably never will and it would be a waste of time and money for them to come after me.
“”
 How to get your free credit report once a year. allowed by the gov’t?
 
“”
 I have a bankruptcy that comes off my credit in April ‘08…how much can that increase my credit score???
 It was filed 4/98
“”
 I got approved for a walmart credit and received an online temporary shopping pass of $400.?
 Is $400 my limit or could my actual credit card limit be higher once I receive the credit card?
“”
 Can i get educational loan if i have ongoing house and car loans?
 Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.
“”
 A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?
 (Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)
“”
 #repost
 
“”
 #repost
 
“”
 Has anybody hever used nova debt?
 If so are they legit? how much debt? any details?
“”
 Best way to handle derogatory files on credit report?
 I have some derogatory items on my credit. I want to fix my credit and pay off my debts. I have medical bills and cell phone bills for collections. May years ago I had a car repossessed. I heard that if you wait, it will fall off but if you contact them or inquire about the debt, thew time span starts over again. Can I challenge things that are not accurate? Or should I just leave them alone until they fall off? Thank you very much.””
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 Where is the best web sites to list my house for sale. I am not using a realtor.?
 I sold my last house 10 years ago using for sale buy owner.com and I had very good results but it cost me $3
“Credit score is 722. is that good?

i have a 722. is that good? how can i get it higher. ever since i opened my credit card 3 years ago ive paid the balance in full, on time. it does it automatically. i now have 3 cards and they all do the same so ive NEVER been late. is that good? i heard its not too good. i should keep a balance on there and pay a lil more than the minimum. so what is it?