May 27, 2020Event SourcingEvent sourcing gets a mixed reaction from the development community. At Banked, we recently had a problem to solve and decided on event sourcing as an interesting solution. Our approach was one we haven’t seen elsewhere, so I thought it might be worth sharing. Before we get to the specifics…Web Development6 min readWeb Development6 min read
May 19, 2020The Fresno Drop: Chicken and EggAs Banked emerges from beta, keys to next-gen payments eagerly grasped between the fingers of marketing and sales, the biggest hurdle we’re faced with is an Aristotelian dilemma. Since I moved into FinTech four years ago, one phrase has ascended from teen-philosophy-vernacular to professional-adult-meeting-buzzword status, ‘Well, it’s all chicken and…Fintech4 min readFintech4 min read
May 4, 2020HEROES x BankedSince we were kids, anywhere my brother went I was to follow. Whatever he did, I wanted to do, including playing the piano as a child, because I watched him learn it first. …Nhs4 min readNhs4 min read
Apr 28, 2020Selling the unseen: let’s talk about messaging.What makes good messaging? Who knows, honestly, who knows? Well, we kind of know… It’s partially subjective to individual taste and always contextually relevant to the brand, but there are critically objective notes to consider. Take these film taglines as simple examples: ‘From the brother of the director of Ghost’ — Naked Gun 33…Branding4 min readBranding4 min read
Apr 21, 2020Shipping Web Components in 2020Shipping Web Components in 2020 Recently, we shipped Banked.js, a component library for integrating account-to-account payments into any web application. We’d love to share what that process looked like, from vanilla JavaScript to shipping a web-component: what we thought about, what we tried, and why. …JavaScript10 min readJavaScript10 min read
Apr 14, 2020Account-to-account paymentsIt’s tricky to know where to start with account-to-account (A2A) payments. Mostly because it seems like, for a well rounded write-up, it should probably be with PSD2; however, it’s 2020, we’ve barely emerged from four years of every financial blog, tweet, and media outlet’s ravenous and intensely thorough coverage of…Open Banking5 min readOpen Banking5 min read
Apr 9, 2020Transaction data will unlock the future of banks.There’s a seismic shift happening in the way banks make money that could have significant privacy implications for their customers. This change was summed up in a TechCrunch article about the challenger bank Monzo partnering with another UK fintech startup, Flux (Starling have since made a similar announcement). The news…Fintech6 min readFintech6 min read
Apr 6, 2020A Cashless SocietyWhat is a cashless society? A cashless society might sound like a Marxist’s utopia, but on the surface it’s far more base: it’s a lack of physical money. No more happy/unhappy queen origami. Slot machines become tap machines. You know that one game where you balance a coin over the edge of a table, flick…Payments4 min readPayments4 min read
Jun 18, 2019How people pay in different parts of the worldWhile banking has existed in most Western countries for hundreds of years, it might take you by surprise to know that it is countries outside of the West that are innovating in banking — far more than here. Banking in the UK has seen great innovation lately, in particular with…Fintech5 min readFintech5 min read
May 21, 2019It’s time to put the consumer at the heart of open banking.And it starts with never having to share card details, ever again. — Much has been said about what open banking offers developers and product designers, but precious little time has been spent exploring how it should benefit the consumer, and the inherent security features. One of which is that people will no longer need to share card details in order to take…Fintech4 min readFintech4 min read
