_sandymanuelThe custodians of innovation have institutional blind spotsThat status quo is harming the economyMay 10, 2020May 10, 2020
_sandymanuelinbaytree.coWant to lead the retail banking revolution? Be human.When asked recently by the CEO of a global retail bank, to write a piece on what I saw as the driver within retail banking.Mar 4, 2019Mar 4, 2019
_sandymanuelinbaytree.coMVP is a false messiahThe problem with Minimum Viable Product — or MVP — is that it says: see what can we do for the least amount of money.Mar 4, 2019Mar 4, 2019
_sandymanuelinbaytree.coFocussing on the problem is the problem.When refining a concept we always hear ‘Focus on the problem you’re trying to solve.’Mar 4, 2019Mar 4, 2019
_sandymanuelDigital first is a fallacy.Chatbots! Artificial Intelligence! Digitisation! The chorus is almost deafening.Mar 4, 2019Mar 4, 2019
_sandymanuelinbaytree.coToday’s disruption isn’t new. It’s always been this way.The history of business for hundreds of years has always been the ebb and flow of new businesses replacing the old.Mar 4, 2019Mar 4, 2019