Should I hire a paralegal for bankruptcy chapter 7?

Should I hire a paralegal for bankruptcy chapter 7?

I have $7,000 in debt. I know bankruptcy can ruin my credit for 7–10 year. I dnt owe any property, I rent with my family. Have a old 85 Toyota car. Has there been sucssesful bankruptcy cases handled by paralegals?

Answer : I might suggest you to try this site where one can compare from the best companies: http://creditandfinancesolutions.info/index.html?src=MEDFEBhaid2ahth2Ei .

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What site can I check my credit cards billing address?
There is something wrong with my credit card. I can purchase online it says that I have the wrong address. I need to check this online.
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“”Is $7,000 bank loan alot of money ?””
My mom is trying to get me a car, our house is paid off in full, and so is my moms car. Shes been working for the post office for 25 years, she has pretty good credit. do u think she will get it ? what determines it. She went to her bank for the loan. ANd is 7,000 a lot for a loan.””
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I am facing a forclosure and Chapter 7. How does the foreclosure go in relation to the 7? ps no equity! : (?
In florida, I can keep the house, but if I rent it I will still be upside down nearly $800/month. Should I do everything I can to keep it or let it fall under my bankruptcy? Thanks.””
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What is the best and safest free credit report site that doesn’t require a credit card?

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Can i use my credit card to withdraw cash from ATM?
or is it that only an ATM card is required?
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How do I do a credit report on my self?
I’m 16 I work but never filed for taxes and need a credit report because I believe theres misuse of my social security card.
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What is a good place to borrow money online?
I am in a tight spot and need around 600 dollars i dont have a job or any paystubs i also have no credit is there anywhere online i can borrow money? thanks alot
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How long will it take to pay off a $5000 loan by paying $50 a week? ?

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Are there any REAL and decent websites out there to find out accurate credit score?
Ok so I know all the commercials for things like freecreditreport.com and others similar to it seem legit but they actually end up being a scam because they make you include a credit card number and end up charging you (ironic, isn’t it, because the site is meant to help you AVOID credit issues HAHA) but is there any way of actually finding out your credit score without going through all of that? I recently got a letter in the mail stating I was declined for a credit card because .. and it listed 3 reasons. None of those 3 reasons should be on my credit score so that’s why I’m a little confused and would really like to get this checked out.””
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Explain either the advantages/disadvantages of using a database of censored mortgage officials as a preventative method for mortgage fraud.?

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Where can i get a personal loan or a payday loan without having an bank account?

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“”Hi, Would I be eligible for a crisis loan?
I have got myself into a bit of trouble with payday loans. I wondered if i would be eligible for a crisis loan of around 300.00 because im on JSA and cannot afford to pay them. There rising to much.
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Ally took my 810 credit score to 670. Can I sue?
I’ve never taken anyone to court. However, this whole situation I’m in has fueled me with complete anger. I always pay my bills. In fact, just before this thing happened, I had a credit score of nearly 810. I leased a car back in 2008. In 2010, a company called Ally took over the lease. I was to send my payments to Ally for the remainder of the lease. I did this — every single payment was made via direct deposit. My lease ended in the summer of 2011. I turned the car in to a local dealer (non-smoking / super condition). I was told the car would be inspected days later and I would notified if there were any problems. I wasn’t worried one bit. The car looked and ran great. No problems. HOWEVER, I get a letter in the mail stating that the PLASTIC hubcap on one of the rear wheel had a crack in it. They sent me a bill for almost $150.00. I told them I didn’t do it. I told them I wasn’t going to pay. Moreover, I looked up parts and found that the plastic hubcap replacement cost was 30-some bucks. So a month or two rolls by. We start getting calls at work from a debt collection agency. I told them the story. They pretty much told me to suck it up, take the blow, and move on, else my credit rating would be hit. She offered me a settled”””” price of $80.00. I’m so ticked off to say this””
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Really far behind on credit card payments. What do I do?
I have a credit card from capital one that has 1,700 owed on it. My minimum payment on the bill is like 300$ I can’t afford that. I live alone and have a lot of bills. Barely make enough to pay them all. (and obviously I don’t pay them ALL, hence this question) I also have another gas card that is overdue and in the same shape, though not as much as the capital one card. So I have these two pig payments they want me to make, and no way to get the money to pay them. What can I do? I could make 25$ a month payments to each… but there’s no way I can come up with a settlement amount or pay the balance. Any advice would be appreciated.””
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What audio bitrate should I choose for the video fps?
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Is 470 too bad of score to get an auto loan even with co signer?
I make 60,000+ a year. More than enough to afford it. My income isn’t the problem, it’s my credit. “”
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Plz write a sample letter to my boss asking for loan?
theres no credit here in saudi arabia & besides boss granted me loan before 2 can’t an1 just simply answer the question without comenting &stuff !?!
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How can I get out of payday loan hell?

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Loan Question.?
So I’m applying for a student loan and the status is that I am waiting in a promissory note. What is this?
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Questions about filing bankruptcy?
I live in California and in debt to the point I can no longer make ends meet. I cannot afford an attorney so I am following this website: http://www.ehow.com/how_4906935_file-bankruptcy-lawyer.html However it has not answered all my questions: I have an auto loan I want to keep because I don’t want to lose my car. Can I exclude my car loan? If not, will I lose my car? I have some credit cards with 0 balance, do I still put them on there? Can you add your IRS taxes to your claim? I found the website with all the available court forms, which ones do I download? court forms: http://www.canb.uscourts.gov/forms/dist""
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“Should I hire a paralegal for bankruptcy chapter 7?

I have $7,000 in debt. I know bankruptcy can ruin my credit for 7–10 year. I dnt owe any property, I rent with my family. Have a old 85 Toyota car. Has there been sucssesful bankruptcy cases handled by paralegals?


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Where can i find all 3 credit reports free?
With no trial period gimmic
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Credit card and bankruptcy question?
so i had a discover card that had no balance due during bankruptcy because i paid it off. So i just realized it was still active. If i start using it again and pay it off and everything will i earn credit it on it since it was not apart of the actual bankruptcy? Or should i stop using it and then try and get another one?
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What happens if I don’t pay my store credit cards?
I have two store credit cards (like american eagle and such) they both only have like $300 tops charged to them, but I just don’t have the money to make payments on them : / I get like ten calls a day from bill collectors (of coarse i don’t answer lol) but I’m wondering what exactly will happen if they don’t get paid??””
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Can financial aid cover off campus housing?
i just finished my fafsa and my Expected Family Contribution (EFC) =$0 will it cover the cost or at least part of the cost of living off campus? i know that student loans will but if i dont need to go that way i really dont want to. thanks try to help as much as you can
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If I got approved for a auto loan of 15000 can I buy something cheaper?
basically im saying do I have to use all the money or can i ask them to lower it
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What is a bank looking for when getting an auto loan?
the car after sales tax and everything comes to about 13,000. They really look at how much money i have in my account??? i mean, obviously if i have the money for a down payment, i wouldnt even be going to get a bank loan… im 20 and i have been building credit for a year or two. i have a decent credit score. not great but good. i have never been late on any of my bills. oh, and i thought you didnt give banks a down payment for a car loan?””
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NACA Home Loan is it a SCAM?
I was just told about this program, I will be attending a seminarr for it, but I am trying to find out, is this a SCAM load, is there anything that I should know about this loan? No down payment…..and a low interest rate…and fixed interest rate .sounds almost to good to be true, is it?””
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Best online payday loan company?

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Cashing 401K while still employed?
Well, that’s what I thought too. However, her employer told her she could borrow against it, but only if she provided a foreclosure letter. The reason she doesn’t want to wait on that letter is the amount of fees she is racking up each day, plus whatever fees she will incur once the foreclosure process has begun.””
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If you have several payday loans and you close your account can’t they send a attorney to bring you to court
I have several payday loans. Its not that I don’t want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest. They were there when I needed them I just want a easy solution and not a broke one.””
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A Payday loan that does lending in NC?
Need extra cash for Christmas …don’t need advice of why I don’t need to do it ….just a lending company in NC….why answer if you are not going to be helpful….
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I need a Car loan?
I have bad credit and have been approved for a car loan they want me to put down $1000. I can not come up with this money right now because it is all going to rental cars! Any suggestions…….NO Payday loans though.
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Do credit card purchases show up in your recent account activity online (Chase)?
I’m asking because I bought something from Amazon and thought I ordered on debit, however it’s not showing up in account activity as it should. So, I’m thinking maybe I accidentally made the purchase on credit instead of debit…? I already received the items too. Is it not showing up because credit purchases aren’t shown online or what?””
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How to get your credit score?
Is there anywhere you can go to get a free credit report without putting your credit card number in??
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I would like to find a loan shark in Newcastle upon tyne. Could anyone tell me how to do so?
I know they are bad but im in a horrible situation and ive already tried everything to get out of it. I really need help.
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How long does it take before a collection acct is taken off of your credit report?
I have a collection account that has been on my credit since 3/03. I have disputed it several times because the amount is wrong. How long does it take to fall off of your credit?
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Age limit for an auto loan in Georgia?
I’m looking to get an auto loan in Georgia and have researched the age requirements many times but cannot find an actual answer. Some places say if your 18 you qualify and others say you must be 21 but I’m not sure of the state law. And FYI I’m 20. Thanks in advanced
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I want to refinance my auto loan?
About a year ago, I bought nissan rogue 2008 and took a loan from them of 25000 with 7.5% interest rate. At that time my credit was not so good. People have been telling me that its a lot. Now my credit score is 720. Can you tell me which bank can give me low interest rate if i refinance my car? I’ll appreciate your responses. Thanks””
“Should I hire a paralegal for bankruptcy chapter 7?

I have $7,000 in debt. I know bankruptcy can ruin my credit for 7–10 year. I dnt owe any property, I rent with my family. Have a old 85 Toyota car. Has there been sucssesful bankruptcy cases handled by paralegals?


“”Auto financing for bad credit, Can I Cosign An Auto Loan If On Unemployment?

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Orchard bank credit card wont lower my interest rate?
I have had 2 accounts with orchard bank. They raised my interest rate from 16% to 29% on one of my cards due to a re scan on my credit report. I asked them to reconsider and they said no so I closed the account and paid it off. Now on my Platinum card I had the 16% rate and then went over the limit because of the annual fee and they raised that one as well. I tried to get them to lower it but, they said no on that one. My question is that it is a really low credit limit and I only owe $180 Is there any reason to keep this account? I have pretty poor credit but, If I pay it offclose the account how does that look on your credit report? “”
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An auto loan to improve credit?
I’m currently 22 and am a senior in college (although I’m going for one more year and then possibly grad school). I would like the possibility of being able to buy a house in two to three years, and therefore am looking for ways to improve my credit. I opened a credit card ~9 months ago with a $3,000 limit. Currently the limit on it is $4,500, all payments have been on time, and the balance is my previous month’s purchases (around $100). In reading, many people recommend having either one or two revolving credit lines, and one or two fixed credit lines, for a total of three lines of credit. My credit card is one revolving credit line. I’m curious if taking out say a four year auto loan and making payments on time would substantially improve my credit score three years from now. The loan amount would likely be $7,000 to $8,000, giving monthly payments of around or under $200, which I can realistically afford. I’ve been paying my own college tuition and rent since the second semester of my freshman year of college, so I somewhat have of a grasp of my expenses. On a side-note, I’m under the impression that I would be stuck with the interest rate I initially receive. I could refinance, but wouldn’t that close out the line of credit and begin a new line of credit, potentially lowering my score? The follow-up questions are, would it be in my best interest to open a second credit card for additional feedback on my credit history? Also, I currently have a good amount of student loans, all of which are in deferment until I graduate (if I attend grad school, they will remain in deferment through that period). Do these loans count towards my credit score as fixed lines of credit? Some are federally-funded, while others are through private institutions. For what it’s worth, Credit Karma reported my credit score at 722 as of a week ago, and TransUnion reported it at 764.””
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Will I get a stimulus check if I filed bankruptcy and included the taxes I owe on it?
**Note** — I filed my bankruptcy the end of 05/08. My stimulus check is due to be issued on 6/20/08.
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Bankruptcy? what chapter?
I was in a car accident and have all my bills piled up at once, Have been thinking about filing bankruptcy but don’t know what chapter? And I have a car which it isn’t paid off, will have the give that up? I don’t want to? PLEASE HELP and also who would be a great attorney in the state Tennessee?””
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“”Can you sell your house if you still have a mortgage on it, and get full value of the house?””
I’m only 18, so could you guys help me. Let’s say I buy a house for $200,000. I put down $50,000. Every month I pay a mortgage of $1,000. I stay in that house for five years, that means I paid $60,000 for mortgage. So all and all I have paid that money down and the mortgage, so it equals now $110,000. If I sell the house at the same price I bought it, will I get the $110,000 back? I mean isn’t that a smart idea, you could live in a house, then sell it and get your money back. I know you lost a couple of thousands duo to interest and things like that. But buying a home would actually be way cheaper than actually renting an apartment for $1,500 a month. Am I understanding this right? Please explain all this to me?””
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Trading a car with a loan to a private seller?
I have a 2011 Focus with a loan for $20,000 and I’m wondering how I would go about trading to someone on craigslist for example for a car around $4–8,000 and some cash?””
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Paying off car loan with Credit Card to earn points?
I have 7,000 dollars left on my car loan and i can pay it off but I wanted to earn points. Is it possible to pay off my car loan with my credit card, earn my rewards points, then pay off my credit card in full?””
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80 difference from one credit reporting website from the other?
I have had mycreditinform.com through my credit card that reports through Experian, then wanted all 3 scores so signed up for truecredit.com. Both report using Experian, but its 80 points different. I applied for a loan and was told my score was much lower. Can anyone explain these differences to me? Should I cancel both and only check my report once a year?””
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Should I pay off my vehicle loan?
I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.””
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“”Is it possible to get a 24,000 car loan without a co-signer? I want a 2010 Camaro!?””
Alfred…1. You are a hater and you motivate me =) 2. I said a 1,000 balance NOT spending limit…for all you know my spending limit could be thousands…I elected not to give that info and 3. my honda is actually worth 12,000 alone…you should check K.B.B on that one…if you knew anything, you’d know Honda’s dont depreciate in value like other cars…and 3 no I won’t be back here with the same mistake”””” because in a couple years i’ll be making double/triple what I make now””
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Has anyone heard of a company by the name of ARG…or auto relief group? If so your opinion?

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Where can I get a free copy of my credit report…?
Thanks, guys! I just printed out all three! Much appreciated!””
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I just took out my first mortgage on a home. How long do I have to wait before I can refi for a lower rate?
With the average mortgage rates dropping, I am wondering if there is a minimum amount of time you have to pay on your mortgage before you can refinance? 1 year?””
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Bankruptcy is this dischargeable?
my ex filed bankruptcy recently in our divorce he was to take this loan on our home a equity line, he never got it out of my name, so if he gets this discharged in bankruptcy i think they will hold me liable, is this something i should fight in his bankruptcy court do i have a chance in our divorce he was to be liable for any gains or losses on our home wat should i do????””
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I have credit score of 460 in desperate need of personal loan every website is a scam or turned down HELP?
I have tried prosper , everything and im at the end of my rope here can someone help me please!!!””
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Is filing for chapter 7 bankruptcy bad?

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What date does American Express report to the credit bureaus?
The statement closing date for my personal Amex Gold card is the 22nd of the month. What date would they report my charge balance to the three credit reporting agencies? I run up a large balance each month because I travel on business but I pay it off in full each month. I’m getting ready to refi my mortgage and I want the latest card balance to show as close to zero as possible when they run my FICO score.
“Should I hire a paralegal for bankruptcy chapter 7?

I have $7,000 in debt. I know bankruptcy can ruin my credit for 7–10 year. I dnt owe any property, I rent with my family. Have a old 85 Toyota car. Has there been sucssesful bankruptcy cases handled by paralegals?


Auto loan charge off?
I have an auto loan that is about to charge off or that has already charged off. When I called the lender they have given me two different answers. In a couple weeks I’ll be able to pay the whole balance off and was wondering what the steps are once I send a pay to delete”””” letter? So I can have it taken off my credit report before I pay. The balance I owe is less than $2"”
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“”Just a question about bankruptcy,need reasurence?””
Just need reasurence from somebody with nothing to gain or lose by their answer.In 2006 right when everything started to crash,we bought a mobile home at 18 years old.It has a double car garage,a shed,and an 8th of an acre .We’re paying 95,500.Now we’re a little over 20grand in debt.Plus we’re four months behind in our morgage payment,they want 3grand by the end of this month or their gonna start forcloser.Right now our biggest concern is having to take our 2year old to childrens hospital in Denver over and over for test after test and probly surgery.We dont even make 3 grand in a month.Wouldn’t it be wiser to cut our loses and file bankruptcy?Or do you see a better option we’re over looking? P.S.The trailer looks nice but…we cant get home owners insurence on it anymore cause the roof needs completly replaced according to State Farm.Our contract with GMAC states we cant be in or buy the place without insurence.The roof and walls are full of mold aperently,and the floor is giving away,and our kitchen cabinets are full of mold too.And we have three little boys stuck in this hell hole.When we bought it,the inspectors said nothing was wrong with the place,their out of bussiness now. By the way,we’re in our early twenties,and dont wanna screw up again,so,best advice and life experiences greatly appriciated!””
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Can I file for bankruptcy being co-owner of a house I inherited?
I have thousands and thousands of dollars in debt, and I have decided that my best option is to file for bankruptcy. My sister and I inherited our Grandparents house in NY three years ago and have been renting it out. It has been on the market since last summer, so we may have to come down on the price by quite a bit, and in the meantime, our tenants are in search of other housing. So, how does bankruptcy work when owning a house (again, the house is in New York….I live in VA)? I would get more from the house than is owed out in debt, but the house was left to us, and I really want the money to be used towards the future of my daughter and my family….not to credit card debt (with massive interest) I racked up when I was struggling to pay bills, or old hospital bills.””
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“”I have good credit, a good start on retirement and don’t need a car, but want one. should i get a small loan?””
will getting a $10000 auto loan help build my credit, even though i already have great credit to begin with?””
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“”If you can get your credit report for free, why do they ask for a credit card number?
and all the other sites with that catch phrase.
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Financial planning help ??? ):?
Answer each of the following questions using complete sentences. Part I: Harper is shopping for a home and a mortgage for $175,800 with which to purchase this home. In her search, she was eligible for three different mortgages: a 30-year, fixed-rate mortgage at 6.15% a 30-year, 6/1 adjustable-rate mortgage at 5.89% with a 2/9 cap a 30/6 balloon mortgage at 5.1% Which mortgage has the least expensive initial monthly payment? How do you know? Part II: Which mortgage is likely to have the lowest total cost? Why? Part III: What are the advantages and disadvantages of a fixed-rate mortgage, an adjustable-rate mortgage, and a balloon mortgage? (6 points)””
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I can’t pay a payday loan back?
I have a loan out for $300 for speedy cash. & I recently lost my job & I’m stressed about paying my loan back. I don’t want to be in debt & I was wondering What happens if I go to speedy cash & talk to them telling them I lost my job & I’m currently looking for a new job that I can’t pay them until I get a new job? What happen? Will they work with me?
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I live it Florida. Are my husband and I both required to be on an auto loan?

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The best way to re-establish credit after bankruptcy?

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“”If you’ve filed bankruptcy, how soon can you get a divorce?””
I know they aren’t related, but strategy-wise: do you wait until the bankruptcy is final before you pursue a divorce?””
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How can I get cash from my credit card without using a cash advance?
I want to buy a car and I have more than enough credit line on my credit card so rather than get a car loan, I want to charge it”””” to my 0% credit card for 1 year… can I do this somewhere… like get cash from somewhere or somehow on my credit card? Thanks!””””””
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Does anyone know where I can get a auto loan with bad credit?
Does anyone know where I can get approved for a auto loan with a bank that will approve people with credit in the low 500’s to the high 400’s. My dad is willing to cosign as well. Any help would be great. Thanks
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Trading a car with a loan to a private seller?
I have a 2011 Focus with a loan for $20,000 and I’m wondering how I would go about trading to someone on craigslist for example for a car around $4–8,000 and some cash?””
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Car loan no credit no cosigner?
I really want to get a Toyota Celica for $4000 I have a job that makes about 1000 a month it’s not much but I don’t have any other bills to pay so I could afford the monthly payments but my credit union won’t give me the loan because I don’t have a cosigner are there any reliable banks or loan places I could go to I have looked up some but the most I could get is 1500 any advice? And please don’t tell me to get a cosigner because I don’t have anyone with good credit that could cosign for me
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How can I see my credit score for free?
I do not have a credit card, I want to make sure I have not become a victim of identity theft.””
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What does weekly starting salary and weekly ending salary mean?
i am applying for another part time job and the application asks for weekly starting and ending salary. I am still going to work my other part time job as well. for weekly starting salary am i supposed to put how much i make per hour??
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Info about bankruptcy?
I know the basics of bankruptcy, but I have a specific situation and I was just wondering what differences there might be with it…If anyone could help explain this I’d be very grateful. So, my dad owned a small chain of local banks. After the economy crashed, it struggled…given more time and — well I won’t get into details — basically, the FDIC claimed it wasn’t strong enough/had too many bad loans/wasn’t going to make it. So then they took over. Long story short, my dad was owner, CEO, and president. So everything that went wrong fell on his shoulders (even though it wasn’t his fault)….now, after investigating the loans and business that my dad’s banks were making, the FDIC is suing my dad for 35,000,000 dollars. We don’t have that kind of money. My parents will have to file for bankruptcy; but will it be different because it’s the government that’s suing him? Will there be more to it? More strings attached”””” so to speak? I’m not really sure what questions to ask — if anyone could just shed some light on the situation….I’d appreciate it.””””””
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Where can I find a guaranteed auto loan online fast with bad credit that I can trust?
I am young and have very little to bad credit so they have to guarantee approval. I need to take out a loan to cover the difference on a car I found. Its from a personal seller so I need a lender that doesn’t have to go through a dealership. He is holding the car for 2 weeks so they have to be fast. I’ve looked online and found several places that sounded good but there were so many that I didn’t know where to start and who to believe. I think online would be easiest and quickest so if you will, please let me know your experiences ASAP Also I live in south Mississippi so that could eliminate some due to distance. ANY help is GREATLY appreciated, thank you. and please no long lectures about bringing my credit score up, I am working on it but i need the money now.””
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“”Why can’t I get a FREE credit report without entering a credit card name, number, or type?””
I want to get a free credit reprot but I don’t want to give out my card type, or my card number and I can’t find a site that will give me a free report without entering card number or card type””
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I need your advice. I just decided to check my credit score and i see that there is a collection agency?
it shows there is a an outstanding bill for $550 which i didnt know about. I called them up and they told me that it was a hospital bill. I was unaware because i nver recieved a bill. They told me they had the wrong address. The hospital messed up the street number. And until i pay it they will not take it off the credit report. And now it cannot be resolved at the hospital because they bought the account from the hospital. This is really not my fault because i never got a bill from the hospital. What should i do. Any suggestion?
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What is the formula of interest claculation for home loan?

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Which credit score should I purchase?
Checking my credit history through annualcreditreport, but I also wanted to buy the actual score from one of the three providers (Equifax, Experian, or TransUnion). Which one should i buy?””
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Is it ok for me to do a loan modification for my morgage before I file for bankruptcy?

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Can you refinance an already consolidated student loan?
I have consolidated my student loans, but am not liking the company I refinanced with. Can I refinance the loan with someone else?””
“Should I hire a paralegal for bankruptcy chapter 7?

I have $7,000 in debt. I know bankruptcy can ruin my credit for 7–10 year. I dnt owe any property, I rent with my family. Have a old 85 Toyota car. Has there been sucssesful bankruptcy cases handled by paralegals?