Beautifully written, Ben.
This has many cross-overs with the Growth Mindset approach outlined by Carol Dweck. Most people reach a level of achievement and fear to step further for fear of losing their previously-earned — or perhaps just generously appointed — label of being a success.
The concern is that crypto-investing will quickly destroy wealth, as much as create it.
I agree with the sentiment for open markets, for access to investments for anyone, anywhere, but there must be equal rigour in providing a level of due diligence as there is in providing access.