You’re right. A house is a commodity not an investment. A house is only valuable if you have no debt on it, or you are raising children and a having a house makes more sense.
Plus the banks want you to lose your home. They make more money turning over a property than allowing the same person to occupy it for thirty years. I’ve had mine for eleven, but it’s no longer useful to me. But it’s underwater so whether or not I keep it, I’ll still be paying on it.
Kinda makes me sick.