Affordable places to live in Florida

Betty White
5 min readAug 27, 2019

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Do you want to save more money and lead a more affordable life? One of the major costs is housing, no matter where you live in the USA. So, many people choose more affordable states. Florida is on the list of states with affordable homes. It should be easy to find affordable places to live in Florida because the Sunshine State is known for it.

The average home prices in Florida

To evaluate the neighborhood before buying property properly, you should know what the average prices in FL are. And also, what can you get for the price.

A map of Florida.
Florida has a lot to offer and one of those things are affordable homes

One of the major factors is the location. It is not the same if you want to live in Miami or Tampa. Miami is one of the expensive cities in FL where the average home price is $318,000. So, most residents rent a home. Jacksonville is one of the cheapest and the median home price there is $186,000. The difference is huge, so think about the location twice.

The average price in the state for buying a home is $236,000, which is very affordable for the US average. But, in the past few years, prices went up to about 4.1%. Hurry up and take your chance, because in 2020 and 2021 real estate agents predict the growth of 2%.

Moving to Florida because of the low costs of living

The major reasons for moving to Florida besides low costs are:

1. Amazing and warm weather

2. Good place for retirement

If you want to move to Florida, the next step is to find a reliable moving company to relocate all your belongings there. When you know where and when to move, booking a mover is highly recommended. Especially if you are moving long-distance, or you don’t have any experience with relocating. Search for companies and choose the best one you can trust, such as instamove.com. And you will have nothing to worry about.

A sunset over Miami.
Miami is one of the most expensive cities in Florida, so try to find something else

Where are affordable places to live in Florida?

The average home prices in Florida are affordable, but can they be more affordable? Yes, you just need to find the right location. These are some of the affordable places to live in Florida you can choose from, or at least to consider moving there. If you are living in Florida now, and you will have a local relocation in Florida, you still need to do research.

Kissimmee

Kissimmee is more than a vacation destination (Disney World is located here). Houses can be found for $100,000, but the average home price is $150,000. Which is still very affordable. The job market is growing, it has good roadways, and many outdoor activities to practice. The population of this town is about 68,200 and it has a suburban feel.

Orlando

Orlando is known for golf, amazing weather, and an active lifestyle. It is good for young professionals and families at the same time. The city is big and it has a population of 270,000. If you prefer living in a big city, Orlando is one of the options you should consider. Not only are houses affordable, but inexpensive relocation assistance can be found in Orlando too. The average home price $197,000 but you will live in a city and everything will be nearby.

A room filled with furniture and a large window.
You can find a beautiful and big home for very affordable price, here in Florida

Fort Meade

It is a small town in FL with a population of only 6,000. But the average home price is $64,000. That’s why Fort Meade is one of the most affordable places to live in Florida. The costs of living are low, so you will have enough money for activities you want to try such as kayaking or traveling and exploring Florida.

Live Oak

A small town in FL, with the average home price at only $83,000. In the past few years, this town has grown. There are many places to shop, eat great food, have fun, and also it is a good place for families and kids. Moving to Florida with kids is stressful, but when the location is good and the people are nice, it is a little bit easier.

Palm Coast

A scenic view and a beautiful ocean will take your breath away. The average home price is $182,000 and the median rent is $1,160. But, if you want to save more money, you can always find a good roommate and share the bills. The city has fewer hurricanes than other cities in FL. It is a quiet and peaceful place which is one of the main reasons why retires move here.

Cape Coral

It has beautiful canals (more than 400), it is located between Tampa and Miami, and it offers affordable homes at $197,000. Nature is amazing and after moving to Cape Coral, you will spend more time outside. It is a bigger city with a population of almost 175,000 and that’s why prices are a little bit bigger than in smaller towns. Cape Coral is one of the best places for retires too.

Starke

Another place in Florida where you can find houses for less than $90,000 is Starke. It is not number one when it comes to living with family, but it is good for retires. Starke has low costs of living, not only because of houses and their low price. Utilities, transportation, food, it is all cheaper here. It is a safe and quiet place.

Macclenny

The average home price in Macclenny is $120,000 and the rent is also very affordable. When looking for affordable places to live in Florida, make sure to check all the details. Nightlife, diversity, schools, safety, etc. And this suburb has a lot to offer. The population is only 6,500 but the people are nice and welcoming, and you will very quickly adjust after moving.

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