Single mothers and those who do not make at least 40 times their rent often bounce between several homes with no luck of finding stability — There’s nothing “affordable” about many of the lottery apartment options in New York City. In Harlem, a historically Black neighborhood, renters would need to earn around $73,000 to qualify for a one-bedroom (on average $2,149 a month) in one of six new buildings; two bedrooms can go for $2,799 per…