Bloom CreditCollaborative Standardization: The Case for Future-Proofing Data FurnishmentThe credit data reporting sector is at a standstill. Despite a credit and lending landscape undergoing radical transformation, how related…Oct 22Oct 22
Bloom CreditThe Impact of Consumer-Permissioned Data on Financial Product DesignWe’ve written extensively about how consumer-permissioned data can be used to fine-tune the accuracy of credit scoring and broaden…Sep 30Sep 30
Bloom CreditThe Credit Catch-22: How Young Adults are Redefining Credit and Lending NormsCredit and lending are not what they used to be. Rather, younger generations are tapping into credit and lending differently than previous…Sep 17Sep 17
Bloom CreditThe Credit Union’s Playbook for Financial Inclusivity and Sustainable GrowthCredit unions (CUs) are at a crossroads. They face various challenges: membership growth, an aging member base, appealing to younger…Sep 3Sep 3
Bloom CreditRegearing Credit Reporting and Addressing the BNPL WrenchAs the financial landscape evolves, traditional credit reporting methods are proving insufficient for a complete and accurate assessment of…Jul 30Jul 30
Bloom CreditNavigating Economic Uncertainty: How Lenders Use Data to Respond to Rapid Market ChangesFinancial institutions (FIs) are encountering an existential challenge when it comes to serving the next generation of customers. There is…Jul 2Jul 2
Bloom CreditThe API Unlocking Financial Inclusion in Credit and LendingA credit score is more than just a number — it’s a gateway to financial stability and access. However, traditional credit reporting…Jun 18Jun 18
Bloom CreditSolving the Consumer-Permissioned Data PuzzlePenned by Christian Widhalm, CEO & Mike Esler, CTOMay 29May 29
Bloom CreditWhy the Next Lending Boom Will Be Consumer DrivenPenned by Christian Widhalm, CEO & Mike Esler, CTOMay 21May 21
Bloom CreditTo Report or Not to Report: A Story of Modern Credit Data FurnishmentPenned by Christian Widhalm, CEO & Matt Keleshian, COOMay 14May 14
