As someone who has quoted Dave Ramsey to you on Medium, I applaud your journalistic rigor to at least look down the path and read a book. I personally see Dave Ramsey’s media as a faith based mode of money management. He is a tithe first and give abundantly once you get out of debt. Being able to give 10% of my income more freely to what I want instead of the bank is sooo fulfilling. I think you might like it once you read it to dove tail into your post about ethical investing. Good luck and The Total Money Makeover is your best place to start. God bless!