Hi Kate, yes I had worked extremely hard for fifteen years with very few breaks. When I was finally able, I took some time and did have savings. That being said, as I mentioned in another response above, I met people travelling that had very limited financial resources and did so for less than $25 a day, picking up odd jobs on the road as needed. Ultimately, if travel is your main priority, you will find a way to make it happen. It took me way to long to do so, there is never a “responsible” time.